Credit union · NCUA insured
DEXSTA Federal Credit Union CD Rates
DEXSTA Federal Credit Union’s best CD rate is 4.07% APY on an 18-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How DEXSTA Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where DEXSTA Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
DEXSTA Federal Credit Union
4.07%APY
- Term
- 18 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $617
Regular Share Certificates
Top rate
Monroe Savings Bank (Williamstown, NJ)
5.00%APY
- Term
- 6 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $247
2nd-highest rate
First Financial Federal Credit Union
5.00%APY
- Term
- 7 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $289
DEXSTA Federal Credit Union CD score
83
CD score
Higher than 64% of U.S. banks and credit unions
- 3–8 months3–8 mo1.00%
- 9–15 months9–15 mo3.82%
- 16–30 months16–30 mo4.07%
- 31–60 months31–60 mo3.45%
- QualifiedQualified4.07%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where DEXSTA Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Share Certificates
Up to 4.07%APY · 7 terms
Membership eligibility required. A minimum balance of $1,000 is required to earn the disclosed APY. Dividends are compounded monthly and calculated using the daily balance method. Early withdrawal penalties apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsOption exists for dividends to be credited monthly or at maturity. Early withdrawal penalty equals the lesser of dividends since issuance or 90 days' dividends | 1.00% | $50 |
| 12 monthsEarly withdrawal penalty equals the lesser of dividends since issuance or 180 days' dividends | 3.82% | $382 |
| 18 monthsEarly withdrawal penalty equals the lesser of dividends since issuance or 180 days' dividends | 4.07% | $617 |
| 24 monthsEarly withdrawal penalty equals the lesser of dividends since issuance or 180 days' dividends | 3.56% | $725 |
| 36 monthsEarly withdrawal penalty equals the lesser of dividends since issuance or 180 days' dividends | 3.45% | $1,071 |
| 48 monthsEarly withdrawal penalty equals the lesser of dividends since issuance or 180 days' dividends | 3.35% | $1,409 |
| 60 monthsEarly withdrawal penalty equals the lesser of dividends since issuance or 180 days' dividends | 3.35% | $1,791 |
Special-purpose accounts
IRA and ESA Certificates
Up to 4.07%APY · 7 terms
Membership eligibility required. A minimum balance of $100 is required to earn the disclosed APY. Additional deposits such as contributions, rollovers, and transfers are allowed during the certificate term up to federal law limits. Dividends are compounded monthly and calculated using the daily balance method.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsOption exists for dividends to be credited monthly or at maturity. Early withdrawal penalty equals the lesser of dividends since issuance or 90 days' dividends | 1.00% | $50 |
| 12 monthsEarly withdrawal penalty equals the lesser of dividends since issuance or 180 days' dividends | 3.82% | $382 |
| 18 monthsEarly withdrawal penalty equals the lesser of dividends since issuance or 180 days' dividends | 4.07% | $617 |
| 24 monthsEarly withdrawal penalty equals the lesser of dividends since issuance or 180 days' dividends | 3.56% | $725 |
| 36 monthsEarly withdrawal penalty equals the lesser of dividends since issuance or 180 days' dividends | 3.45% | $1,071 |
| 48 monthsEarly withdrawal penalty equals the lesser of dividends since issuance or 180 days' dividends | 3.35% | $1,409 |
| 60 monthsEarly withdrawal penalty equals the lesser of dividends since issuance or 180 days' dividends | 3.35% | $1,791 |
Who can join DEXSTA Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, volunteer, or attend school in New Castle County or Kent County, Delaware, or Cecil County, Maryland are eligible to join.
Family and household
- Family members and members of the household of individuals eligible through the geographic criteria are eligible for membership.
Cost to join
- A $5.00 deposit is required to open Checking & Share Savings Accounts upon joining.
Membership information collected October 4, 2026.