Credit union · NCUA insured
WESTconsin Credit Union
Top CarrotA $2.2B credit union, the 239th largest of 4,329, headquartered in Menomonie, WI, with 127,327 members and 20 branches in Wisconsin. Best rates: CDs 4.01% and savings 1.26% APY.
WESTconsin Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 80% of U.S. banks and credit unions
#17 of 97 in Minneapolis, MN-WI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About WESTconsin Credit Union
WESTconsin Credit Union is a not-for-profit financial cooperative serving members across Wisconsin and Eastern Minnesota.
- Headquarters
- 3227 Schneider Ave SE, Menomonie, WI 54751
- NCUA charter
- 66742
Branches
20 branches in Wisconsin
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Wisconsin
20 branches
Minneapolis area · 8
- Baldwin Office1050 Cedar St, Baldwin, WI 54002Directions
- Baldwin-Woodville High School1000 13th Ave, Baldwin, WI 54002Directions
- Ellsworth Office385 W Main St, Ellsworth, WI 54011Directions
- Hudson Office1601 Maxwell Dr, Hudson, WI 54016Directions
- New Richmond High School Office650 Richmond Way, New Richmond, WI 54017Directions
- New Richmond Office121 Meridian Dr, New Richmond, WI 54017Directions
- Prescott Office1430 N Acres Rd, Prescott, WI 54021Directions
- River Falls Office1207 N Main St, River Falls, WI 54022Directions
Menomonie area · 5
- Administrative Center3227 Schneider Ave SE, Menomonie, WI 54751Directions
- Downtown Menomonie Office444 Broadway St S, Menomonie, WI 54751Directions
- East Menomonie Office3333 Schneider Ave SE, Menomonie, WI 54751Directions
- Menomonie High School Office1715 5th St W, Menomonie, WI 54751Directions
- North Menomonie Office2414 Hils Ct, Menomonie, WI 54751Directions
Eau Claire area · 3
- Altoona1395 Bluestem Blvd, Altoona, WI 54720Directions
- Chippewa Falls Office1680 E Park Ave, Chippewa Falls, WI 54729Directions
- Eau Claire Office1111 W Clairemont Ave, Eau Claire, WI 54701Directions
Amery area · 2
- Amery High School Office555 Minneapolis Ave S, Amery, WI 54001Directions
- Amery Office1060 Cornwall Ave, Amery, WI 54001Directions
Rice Lake area · 2
- Barron Office50 S 7th St, Barron, WI 54812Directions
- Rice Lake21 E Burton St, Rice Lake, WI 54868Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.95% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.64% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 1.12% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $79 | $88 | — |
- CapitalNet worth ratio12.95%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.64%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets1.12%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$79Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of WESTconsin Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.