Credit union · NCUA insured
Credit Union of Atlanta
A $79.4M credit union headquartered in Atlanta, GA, with 14,289 members and 1 branch in Georgia. Best rates: CDs 3.56% and savings 0.05% APY.
Credit Union of Atlanta Carrot Score
85
Carrot Score
Higher than 70% of U.S. banks and credit unions
#24 of 60 in Atlanta, GA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Credit Union of Atlanta
Founded in 1928 in Atlanta, Georgia, Credit Union of Atlanta is a member-owned financial institution where members are part-owners.
In early 2019, it earned certification as a Community Development Financial Institution (CDFI) dedicated to supporting residents and underserved communities across Greater Atlanta.
- Headquarters
- 670 Metropolitan Pkwy SW, Atlanta, GA 30310
- NCUA charter
- 67383
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees or affiliates of other vital groups served by the credit union are eligible for membership.
Military, government and schools
- Employees of the City of Atlanta are eligible for membership.
- Employees of Fulton County are eligible for membership.
Branches
1 branch in Georgia
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Georgia
1 branch
- Credit Union of AtlantaMain office670 Metropolitan Pkwy SW, Atlanta, GA 30310Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.11% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.92% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -0.44% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $68 | $59 | — |
- CapitalNet worth ratio14.11%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.92%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-0.44%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$68Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Credit Union of Atlanta are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.