Credit union · NCUA insured
Abilene Teachers Federal Credit Union
Top CarrotA $681.6M credit union headquartered in Abilene, TX, with 56,716 members and 4 branches in Texas. Best rates: CDs 4.02% and savings 1.97% APY.
Abilene Teachers Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 94% of U.S. banks and credit unions
#1 of 11 in Abilene, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Abilene Teachers Federal Credit Union
On March 3, 1950, a small group of AISD educators signed a charter to operate a cooperative financial institution known as Abilene Teachers Federal Credit Union.
The credit union serves Abilene and the West Central Texas region with financial products and services.
- Headquarters
- 3849 Antilley Rd, Abilene, TX 79606
- NCUA charter
- 6743
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Family and household
- Family members of current ATFCU members are eligible for membership.
Branches
4 branches in Texas
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Texas
4 branches
- Antilley RoadMain office3849 Antilley Rd, Abilene, TX 79606Directions
- BGap Branch2555 Buffalo Gap Rd, Abilene, TX 79605Directions
- EN10th1150 E North 10th St, Abilene, TX 79601Directions
- North 6th2801 N 6th St, Abilene, TX 79603Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 18.82% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.31% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 2.61% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $76 | $76 | — |
- CapitalNet worth ratio18.82%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.31%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets2.61%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$76Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Abilene Teachers Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.