Bank · FDIC insured
First National Bank of Eastern Arkansas CD Rates
First National Bank of Eastern Arkansas’s best CD rate is 4.07% APY on a 1-year CD. Terms run from 1 month to 3 years. Rates checked October 22, 2026.
How First National Bank of Eastern Arkansas’s CD rates compare
Compared with banks and credit unions near Forrest City, AR, where First National Bank of Eastern Arkansas has the most branches. $10,000, best rate first.
This bank’s best
First National Bank of Eastern Arkansas
4.07%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $407
1 Year CD
2nd-highest rate
Success Credit Union
3.75%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $375
First National Bank of Eastern Arkansas CD score
86
CD score
Higher than 73% of U.S. banks and credit unions
- 3–8 months3–8 mo3.80%
- 9–15 months9–15 mo4.07%
- 16–30 months16–30 mo3.56%
- 31–60 months31–60 mo3.56%
- QualifiedQualified4.07%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First National Bank of Eastern Arkansas ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
1 Year CD
4.07%APY · 1 term
Penalty may be imposed for early withdrawal (7 Day CD - 18 Month CD: 31 days). Deposits of $100,000.00 or more add 0.25%. Personal CD Balances of $1,000,000.00 or more add 0.50%. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsDeposits of $100,000.00 or more add 0.25%. Personal CD Balances of $1,000,000.00 or more add 0.50%. Early withdrawal penalty: 31 days | 4.07% | $407 |
Sources (1)
- fnbea.com/banking-services/personal-banking/cds-and-iras · captured Oct 4, 2026
6 Month CD
3.80%APY · 1 term
Penalty may be imposed for early withdrawal (7 Day CD - 18 Month CD: 31 days). Deposits of $100,000.00 or more add 0.25%. Personal CD Balances of $1,000,000.00 or more add 0.50%. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsDeposits of $100,000.00 or more add 0.25%. Personal CD Balances of $1,000,000.00 or more add 0.50%. Early withdrawal penalty: 31 days | 3.80% | $188 |
Sources (1)
- fnbea.com/banking-services/personal-banking/cds-and-iras · captured Oct 4, 2026
2 Year CD
3.56%APY · 1 term
Penalty may be imposed for early withdrawal (2 Year CD: 120 days). Deposits of $100,000.00 or more add 0.25%. Personal CD Balances of $1,000,000.00 or more add 0.50%. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24 monthsDeposits of $100,000.00 or more add 0.25%. Personal CD Balances of $1,000,000.00 or more add 0.50%. Early withdrawal penalty: 120 days | 3.56% | $725 |
Sources (1)
- fnbea.com/banking-services/personal-banking/cds-and-iras · captured Oct 4, 2026
3 Year CD
3.56%APY · 1 term
Penalty may be imposed for early withdrawal (3 Year CD: 182 days). Deposits of $100,000.00 or more add 0.25%. Personal CD Balances of $1,000,000.00 or more add 0.50%. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 36 monthsDeposits of $100,000.00 or more add 0.25%. Personal CD Balances of $1,000,000.00 or more add 0.50%. Early withdrawal penalty: 182 days | 3.56% | $1,106 |
Sources (1)
- fnbea.com/banking-services/personal-banking/cds-and-iras · captured Oct 4, 2026
9 Month CD
3.34%APY · 1 term
Penalty may be imposed for early withdrawal (7 Day CD - 18 Month CD: 31 days). Deposits of $100,000.00 or more add 0.25%. Personal CD Balances of $1,000,000.00 or more add 0.50%. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 9 monthsDeposits of $100,000.00 or more add 0.25%. Personal CD Balances of $1,000,000.00 or more add 0.50%. Early withdrawal penalty: 31 days | 3.34% | $249 |
Sources (1)
- fnbea.com/banking-services/personal-banking/cds-and-iras · captured Oct 4, 2026
18 Month CD
3.30%APY · 1 term
Penalty may be imposed for early withdrawal (7 Day CD - 18 Month CD: 31 days). Deposits of $100,000.00 or more add 0.25%. Personal CD Balances of $1,000,000.00 or more add 0.50%. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 monthsDeposits of $100,000.00 or more add 0.25%. Personal CD Balances of $1,000,000.00 or more add 0.50%. Early withdrawal penalty: 31 days | 3.30% | $499 |
Sources (1)
- fnbea.com/banking-services/personal-banking/cds-and-iras · captured Oct 4, 2026
1 - 3 Month CD
2.03%APY · 1 term
Penalty may be imposed for early withdrawal (7 Day CD - 18 Month CD: 31 days). Deposits of $100,000.00 or more add 0.25%. Personal CD Balances of $1,000,000.00 or more add 0.50%. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1–3 monthsDeposits of $100,000.00 or more add 0.25%. Personal CD Balances of $1,000,000.00 or more add 0.50%. Early withdrawal penalty: 31 days | 2.03% | $17 |
Sources (1)
- fnbea.com/banking-services/personal-banking/cds-and-iras · captured Oct 4, 2026
7 Day CD
0.75%APY · 1 term
Penalty may be imposed for early withdrawal (7 Day CD - 18 Month CD: 31 days). Deposits of $100,000.00 or more add 0.25%. Personal CD Balances of $1,000,000.00 or more add 0.50%. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 0 monthsDeposits of $100,000.00 or more add 0.25%. Personal CD Balances of $1,000,000.00 or more add 0.50%. Early withdrawal penalty: 31 days | 0.75% | $1 |
Sources (1)
- fnbea.com/banking-services/personal-banking/cds-and-iras · captured Oct 4, 2026
Special-purpose accounts
12 Month IRA Fixed
3.50%APY · 1 term
The APY for all fixed IRAs is based on interest paid quarterly. Penalty may be imposed for early withdrawal. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsInterest paid quarterly | 3.50% | $350 |
Sources (1)
- fnbea.com/banking-services/personal-banking/cds-and-iras · captured Oct 4, 2026
12 Month IRA Variable
3.50%APY · 1 term
Penalty may be imposed for early withdrawal. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.50% | $350 |
Sources (1)
- fnbea.com/banking-services/personal-banking/cds-and-iras · captured Oct 4, 2026
18 Month IRA Fixed
3.50%APY · 1 term
The APY for all fixed IRAs is based on interest paid quarterly. Penalty may be imposed for early withdrawal. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 monthsInterest paid quarterly | 3.50% | $530 |
Sources (1)
- fnbea.com/banking-services/personal-banking/cds-and-iras · captured Oct 4, 2026
24 Month IRA Fixed
3.50%APY · 1 term
The APY for all fixed IRAs is based on interest paid quarterly. Early withdrawal penalty 120 days. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24 monthsInterest paid quarterly. Early withdrawal penalty 120 days | 3.50% | $712 |
Sources (1)
- fnbea.com/banking-services/personal-banking/cds-and-iras · captured Oct 4, 2026
36 Month IRA Fixed
3.50%APY · 1 term
The APY for all fixed IRAs is based on interest paid quarterly. Early withdrawal penalty 182 days. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 36 monthsInterest paid quarterly. Early withdrawal penalty 182 days | 3.50% | $1,087 |
Sources (1)
- fnbea.com/banking-services/personal-banking/cds-and-iras · captured Oct 4, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.