Compare Bank & Credit Union Rates
Best 2-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1051–1065 of 4,640 results
- Bragg Mutual Federal Credit UnionShare CertificateCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Available to members across Fayetteville, NC and Southeastern North Carolina. No setup or maintenance fees. No additional deposits after opening. Early withdrawals may incur penalties. 10-day grace period after maturity. Interest compounds monthly and automatically renews at maturity. Balances in excess of $250,000.00 do not qualify for share certificate rates.
Offer: Interest compounds monthly. Early withdrawal penalty may apply. Automatically renews at maturity.
Balance cap $250,000 · Effective Oct 2, 2025
Rate checked
More details - Greater Kinston Credit UnionShare Term Certificate (STC)CD · 24 months · $250 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,0003.75% interest rate · Effective Feb 11, 2026
Rate checked
More details - WinSouth Credit UnionShare CertificateCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000intro rateRequirements
Product: Penalty for early withdrawal. Minimum opening balance of $1,000.
Promotional rate
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More details - Millbury Federal Credit UnionCertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Penalty for early withdrawal. Fees could reduce earnings.
Offer: Penalty for early withdrawal.
3.69% interest rate · Effective Aug 19, 2026
Rate checked
More details - Marblehead Employees Credit UnionShare CDCD · 24 months · $1,000 min · 3.75%–4.00% by balance
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Offer: Minimum $1,000.00 to $24,999.
Rate by balance
Rate by balance for Share CD Balance APY $1,000 – $24,999Your amount 3.75% $25,000 and upMinimum $25,000.00 4.00% Rate checked
More details - Eagle Federal Credit UnionShare CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Rate Step Up provides the option to increase the certificate rate once during the term of the certificate to the higher rate in effect at the time of the step (available on share certificates of 2 years or more). Certificates automatically renew at maturity unless new instructions are given.
Offer: Step-Up Option Available.
Rate checked
More details - Community Bank of WichitaCertificates of DepositCD · 24 months
Bank · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Interest paid by crediting another account, either at another financial institution or with Community Bank of Wichita, or compounded into the certificate. The Annual Percentage Yield (APY) assumes interest remains on deposit until maturity. A withdrawal of interest will reduce earnings and a penalty may be imposed for early withdrawal.
3.69% interest rate
Rate checked
More details - Community Focus Federal Credit UnionShare CertificateCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Fixed dividend rate for the entire term. Early withdrawal penalty usually applies. At maturity, Certificate funds automatically transfer to Savings account if not renewed. Serves individuals, families, and businesses throughout Wayne and Monroe counties.
Offer: $1000 minimum deposit.
Rate checked
More details - Tomah Area Credit UnionShare CertificatesCD · 24 months · $100 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Certificate penalty for early withdrawals applies; during the first three months all dividends are forfeited.
3.70% interest rate
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More details - LCE FCUShare CertificateCD · 24 months · $2,000 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: There is a 90-day penalty for any early withdrawal of a Certificate. Dividends are posted quarterly.
3.70% interest rate · Effective Sep 1, 2026
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More details - Lakeview Federal Credit UnionShare CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: The minimum balance required to open and maintain this account is $500.00. You must maintain a minimum daily balance of $500.00 in your account each day to obtain the disclosed annual percentage yield. There is a penalty for early withdrawal.
Offer: Dividends paid quarterly. Early withdrawal penalty is 365 days.
3.69% interest rate · Effective Jul 30, 2026
Rate checked
More details - Utica Gas & Electric Federal Credit UnionShare CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000 - I AM Federal Credit UnionCertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Federally insured by NCUA. No monthly maintenance fees.
Offer: Compounded Quarterly.
3.75% interest rate · Compounded quarterly · Effective Jan 1, 2026
Rate checked
More details - Milton Savings BankCertificates of DepositCD · 24 months · $500 min
Bank · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Annual Percentage Yield assumes interest remains on deposit. A substantial penalty will be assessed for early withdrawal. Rates subject to change without notice. $2,500.00 deposit required for monthly or quarterly checks.
Offer: Annual Percentage Yield assumes interest remains on deposit. Penalty for early withdrawal.
3.71% interest rate · Effective Jun 8, 2026
Rate checked
More details - Select Employees Credit UnionCertificates of DepositCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Select 50 Club Members receive .05% higher dividend rate on all CDs. Penalties for early withdrawal.
Offer: Minimum balance required to receive dividends is $1,000.00.
3.69% interest rate · Effective Aug 3, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 2-year CDs pay nationwide
4,640 CDs at 4,046 banks and credit unions · checked Oct 22–25
- Typical
- 3.06%
- Top 10% from
- 4.07%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.25%
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