Credit union · NCUA insured
Marblehead Employees Credit Union CD Rates
Marblehead Employees Credit Union’s best CD rate is 4.00% APY on a 2-year share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 15, 2026.
How Marblehead Employees Credit Union’s CD rates compare
Compared with banks and credit unions near Boston, MA-NH, where Marblehead Employees Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Marblehead Employees Credit Union
3.75%APY
- Term
- 24 months
- Minimum
- $1,000
- Earns on $10,000
- $764
Share CD
Top rate
RiverWorks Credit Union
4.80%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $237
2nd-highest rate
Arise Financial
4.75%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,494
Marblehead Employees Credit Union CD score
73
CD score
Higher than 35% of U.S. banks and credit unions
- 3–8 months3–8 mo3.00%
- 9–15 months9–15 mo3.50%
- 16–30 months16–30 mo3.75%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Marblehead Employees Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share CD
Up to 3.75%APY · 3 terms
| Term | APY · $1,000 – $24,999 | APY · $25,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 monthsMinimum $1,000.00 to $24,999 | 3.00% | — | 3.00% | $149 |
| 12 monthsMinimum $1,000.00 to $24,999 | 3.50% | — | 3.50% | $350 |
| 12 monthsMinimum $25,000.00 | — | 3.75% | —3.75% from $25k | — |
| 24 monthsMinimum $1,000.00 to $24,999 | 3.75% | — | 3.75% | $764 |
| 24 monthsMinimum $25,000.00 | — | 4.00% | —4.00% from $25k | — |
Sources (1)
- marbleheadcu.com/savings-and-cd-rates · captured Sep 18, 2026
Special-purpose accounts
IRA CD
Up to 3.75%APY · 2 terms
| Term | APY · $1,000 – $24,999 | APY · $25,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 12 monthsMinimum $1,000.00 to $24,999 | 3.50% | — | 3.50% | $350 |
| 12 monthsMinimum $25,000.00 | — | 3.75% | —3.75% from $25k | — |
| 24 monthsMinimum $1,000.00 to $24,999 | 3.75% | — | 3.75% | $764 |
| 24 monthsMinimum $25,000.00 | — | 4.00% | —4.00% from $25k | — |
Sources (1)
- marbleheadcu.com/savings-and-cd-rates · captured Sep 18, 2026
Who can join Marblehead Employees Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of the Credit Union.
Military, government and schools
- Employees, Elected and Appointed Officials of the town of Marblehead.
- Employees of the Marblehead Housing Authority.
- Employees and officials of the Marblehead Community Charter Public Schools.
Family and household
- Spouses, Parents, Step-Parents, Children, Siblings, Step-Siblings, Grandparents, Step-Grandparents, Grandchildren and Step-Grandchildren of a member.
- Spouses of persons who have died while within the field of membership.
1 more way to join
Other ways
- Persons retired as pensioners or annuitants from the above employment.
Membership information collected October 5, 2026.