Bank · FDIC insured
Milton Savings Bank CD Rates
Milton Savings Bank’s best CD rate is 3.85% APY on an 18-month CD. Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Milton Savings Bank’s CD rates compare
Compared with banks and credit unions near Sunbury, PA, where Milton Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Milton Savings Bank
3.85%APY
- Term
- 18 months
- Minimum
- $500
- Earns on $10,000
- $583
Certificates of Deposit
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
First Keystone Community Bank
4.25%APY
- Term
- 18 months
- Minimum
- $1,000
- Earns on $10,000
- $644
Milton Savings Bank CD score
81
CD score
Higher than 55% of U.S. banks and credit unions
- 3–8 months3–8 mo3.50%
- 9–15 months9–15 mo3.80%
- 16–30 months16–30 mo3.85%
- 31–60 months31–60 mo3.10%
- QualifiedQualified3.85%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Milton Savings Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.85%APY · 9 terms
Annual Percentage Yield assumes interest remains on deposit. A substantial penalty will be assessed for early withdrawal. Rates subject to change without notice. $2,500.00 deposit required for monthly or quarterly checks.
| Term | APY · $500 and up | APY · $1,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 monthsAnnual Percentage Yield assumes interest remains on deposit. Penalty for early withdrawal | — | 3.50% | 3.50% | $173 |
| 10 monthsAnnual Percentage Yield assumes interest remains on deposit. Penalty for early withdrawal | 3.70% | — | 3.70% | $307 |
| 12 monthsAnnual Percentage Yield assumes interest remains on deposit. Penalty for early withdrawal | 3.80% | — | 3.80% | $380 |
| 18 monthsAnnual Percentage Yield assumes interest remains on deposit. Penalty for early withdrawal | 3.85% | — | 3.85% | $583 |
| 24 monthsAnnual Percentage Yield assumes interest remains on deposit. Penalty for early withdrawal | 3.75% | — | 3.75% | $764 |
| 30 monthsAnnual Percentage Yield assumes interest remains on deposit. Penalty for early withdrawal | 3.15% | — | 3.15% | $806 |
| 36 monthsAnnual Percentage Yield assumes interest remains on deposit. Penalty for early withdrawal | 3.10% | — | 3.10% | $959 |
| 48 monthsAnnual Percentage Yield assumes interest remains on deposit. Penalty for early withdrawal | 3.05% | — | 3.05% | $1,277 |
| 60 monthsAnnual Percentage Yield assumes interest remains on deposit. Penalty for early withdrawal | 2.80% | — | 2.80% | $1,481 |
Special-purpose accounts
IRA Investments
Up to 3.80%APY · 7 terms
Annual Percentage Yield assumes interest remains on deposit. A substantial penalty will be assessed for early withdrawal. Rates subject to change without notice.
| Term | APY · $100 and up | APY · $500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 10 monthsAnnual Percentage Yield assumes interest remains on deposit. Penalty for early withdrawal | — | 3.70% | 3.70% | $307 |
| 12 monthsAnnual Percentage Yield assumes interest remains on deposit. Penalty for early withdrawal | 3.80% | — | 3.80% | $380 |
| 24 monthsAnnual Percentage Yield assumes interest remains on deposit. Penalty for early withdrawal | — | 3.75% | 3.75% | $764 |
| 30 monthsAnnual Percentage Yield assumes interest remains on deposit. Penalty for early withdrawal | — | 3.15% | 3.15% | $806 |
| 36 monthsAnnual Percentage Yield assumes interest remains on deposit. Penalty for early withdrawal | — | 3.10% | 3.10% | $959 |
| 48 monthsAnnual Percentage Yield assumes interest remains on deposit. Penalty for early withdrawal | — | 3.05% | 3.05% | $1,277 |
| 60 monthsAnnual Percentage Yield assumes interest remains on deposit. Penalty for early withdrawal | — | 2.80% | 2.80% | $1,481 |
Sources (1)
- miltonsavingsbank.com/rates · captured Sep 17, 2026
Opening an account
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