Bank · FDIC insured
Milton Savings Bank
A $90.6M bank headquartered in Milton, PA, with 1 branch in Pennsylvania. Best rates: CDs 3.85% and savings 0.15% APY.
Milton Savings Bank Carrot Score
67
Carrot Score
Higher than 18% of U.S. banks and credit unions
#12 of 16 in Sunbury, PA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Milton Savings Bank
Founded in 1920 in Milton, Pennsylvania, Milton Savings Bank was established to make home mortgages more readily available to prospective homeowners.
Operating from Broadway Street, it became a federally chartered mutual savings bank in 2003 and remains the sole local bank in the Borough of Milton.
- Headquarters
- 80 Broadway St, Milton, PA 17847
- FDIC certificate
- 28637 ↗
Branches
1 branch in Pennsylvania
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Pennsylvania
1 branch
- Milton Savings BankMain office80 Broadway St, Milton, PA 17847Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 16.89% | 12.77% | 16.04% or more |
| Troubled loansNoncurrent | 0.06% | 0.46% | 0.00% or less |
| ProfitabilityReturn on assets | 0.25% | 0.99% | 1.52% or more |
| LendingLoans per $100 deposited | $88 | $67 | — |
- CapitalLeverage ratio16.89%Peers’ middle 12.77% · Top 25% 16.04%+
- Troubled loansNoncurrent0.06%Peers’ middle 0.46% · Top 25% ≤0.00%
- ProfitabilityReturn on assets0.25%Peers’ middle 0.99% · Top 25% 1.52%+
- LendingLoans per $100 deposited$88Peers’ middle $67
Compared with the 546 banks with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Milton Savings Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.