Credit union · NCUA insured
I AM Federal Credit Union
A $102.4M credit union headquartered in New York, NY, with 15,233 members and 1 branch in New York. Best rates: CDs 4.25% and savings 0.25% APY.
I AM Federal Credit Union Carrot Score
83
Carrot Score
Higher than 62% of U.S. banks and credit unions
#67 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About I AM Federal Credit Union
- Headquarters
- 498 Fashion Ave Fl 2, New York, NY 10018-6708
- NCUA charter
- 24670
Branches
1 branch in New York
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New York
1 branch
- Corporate OfficeMain office498 Fashion Ave Fl 2, New York, NY 10018Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.76% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 4.37% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.44% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $38 | $76 | — |
- CapitalNet worth ratio11.76%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late4.37%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.44%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$38Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of I AM Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.