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Credit union · NCUA insured

Community Focus Federal Credit Union CD Rates

Top Carrot, Carrot Score 93Top Carrot

Community Focus Federal Credit Union’s best CD rate is 4.30% APY on a 6-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.

How Community Focus Federal Credit Union’s CD rates compare

Compared with banks and credit unions near Detroit, MI, where Community Focus Federal Credit Union has the most branches. $10,000, best rate first.

  • Top Carrot, Carrot Score 93

    This credit union’s best

    Community Focus Federal Credit Union

    4.30%APY

    Term
    6 months
    Requires
    None
    Minimum
    $1,000
    Earns on $10,000
    $213

    Share Certificate

  • Top rate

    FreeStar Financial Credit Union

    5.25%APY

    Term
    18 months
    Requires
    Another account
    Minimum
    $500
    Earns on $10,000
    $798

    FreeStar Financial Credit Union rates

  • 2nd-highest rate

    Diversified Members Credit Union

    5.15%APY

    Term
    12 months
    Requires
    None
    Minimum
    $5,000
    Earns on $10,000
    $515

    Diversified Members Credit Union rates

Compare CD rates near you →

Community Focus Federal Credit Union CD score

89

CD score

Higher than 90% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo4.30%
  • 9–15 months9–15 mo4.00%
  • 16–30 months16–30 mo3.75%
  • 31–60 months31–60 mo3.85%
  • QualifiedQualified4.30%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Community Focus Federal Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Community Focus Federal Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

Visit institution website ↗Branches and institution details
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