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Credit union · NCUA insured

I AM Federal Credit Union CD Rates

I AM Federal Credit Union’s best CD rate is 4.25% APY on a 1-year share certificate (CD). Terms run from 1 year to 3 years. Rates checked October 16, 2026.

How I AM Federal Credit Union’s CD rates compare

Compared with banks and credit unions near New York, NY-NJ, where I AM Federal Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    I AM Federal Credit Union

    4.25%APY

    Term
    12 months
    Minimum
    $1,000
    Earns on $10,000
    $425

    Certificates

  • Top rate

    Liberty Bank of New Jersey

    5.00%APY

    Term
    4 months
    Minimum
    $1,000
    Earns on $10,000
    $164

    Liberty Bank of New Jersey rates

  • Top Carrot, Carrot Score 88

    2nd-highest rate

    Palisades Credit Union

    5.00%APY

    Term
    11 months
    Minimum
    $500
    Earns on $10,000
    $457

    Palisades Credit Union rates

Compare CD rates near you →

I AM Federal Credit Union CD score

87

CD score

Higher than 78% of U.S. banks and credit unions

By term
  • 9–15 months9–15 mo4.25%
  • 16–30 months16–30 mo4.00%
  • 31–60 months31–60 mo3.25%
  • QualifiedQualified4.25%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where I AM Federal Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join I AM Federal Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

Visit institution website ↗Branches and institution details
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