Credit union · NCUA insured
Greater Kinston Credit Union CD Rates
Greater Kinston Credit Union’s best CD rate is 3.75% APY on an 18-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Greater Kinston Credit Union’s CD rates compare
Compared with banks and credit unions near Kinston, NC, where Greater Kinston Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Greater Kinston Credit Union
3.75%APY
- Term
- 18 months
- Requires
- None
- Minimum
- $250
- Earns on $10,000
- $568
Share Term Certificate (STC)
Top rate
State Employees' Credit Union
4.30%APY
- Term
- 18 months
- Requires
- None
- Minimum
- $250
- Earns on $10,000
- $652
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
Greater Kinston Credit Union CD score
83
CD score
Higher than 61% of U.S. banks and credit unions
- 3–8 months3–8 mo3.50%
- 9–15 months9–15 mo3.60%
- 16–30 months16–30 mo3.75%
- 31–60 months31–60 mo3.75%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Greater Kinston Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Term Certificate (STC)
Up to 3.75%APY · 7 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.50% | $173 |
| 12 months | 3.60% | $360 |
| 18 months | 3.75% | $568 |
| 24 months | 3.75% | $764 |
| 36 months | 3.25% | $1,007 |
| 48 months | 3.50% | $1,475 |
| 60 months | 3.75% | $2,021 |
Sources (2)
All captured Sep 19, 2026
Who can join Greater Kinston Credit Union
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