Bank · FDIC insured
Community Bank of Wichita CD Rates
Community Bank of Wichita’s best CD rate is 3.85% APY on a 1-year CD. Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Community Bank of Wichita’s CD rates compare
Compared with banks and credit unions near Wichita, KS, where Community Bank of Wichita has the most branches. $10,000, best rate first.
This bank’s best
Community Bank of Wichita
3.85%APY
- Term
- 12 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $385
Certificates of Deposit
Top rate
Stryv Bank
4.55%APY
- Term
- 30 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $1,177
2nd-highest rate
Mid American Credit Union
4.50%APY
- Term
- 37 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $1,454
Community Bank of Wichita CD score
83
CD score
Higher than 64% of U.S. banks and credit unions
- 3–8 months3–8 mo3.30%
- 9–15 months9–15 mo3.85%
- 16–30 months16–30 mo3.75%
- 31–60 months31–60 mo3.75%
- QualifiedQualified3.85%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Community Bank of Wichita ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.85%APY · 6 terms
Interest paid by crediting another account, either at another financial institution or with Community Bank of Wichita, or compounded into the certificate. The Annual Percentage Yield (APY) assumes interest remains on deposit until maturity. A withdrawal of interest will reduce earnings and a penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.30% | $164 |
| 12 months | 3.85% | $385 |
| 24 months | 3.75% | $764 |
| 36 months | 3.75% | $1,168 |
| 48 months | 3.75% | $1,587 |
| 60 months | 3.75% | $2,021 |
Sources (1)
- cbw.bank/Pages/certificates-of-deposit.html · captured Sep 18, 2026
Special-purpose accounts
IRA Certificates Of Deposit
Up to 4.00%APY · 5 terms
Rate received is determined by the date deposit is received. Early withdrawal fees apply and may reduce earnings. Available for Traditional and Roth IRA wrappers.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 4.00% | $400 |
| 24 months | 3.90% | $795 |
| 36 months | 3.90% | $1,216 |
| 48 months | 3.90% | $1,654 |
| 60 months | 3.90% | $2,108 |
Sources (1)
- cbw.bank/Pages/individual-retirement-accounts.html · captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.