Credit union · NCUA insured
Lakeview Federal Credit Union CD Rates
Lakeview Federal Credit Union’s best CD rate is 4.05% APY on a 5-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Lakeview Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Cleveland, OH, where Lakeview Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Lakeview Federal Credit Union
4.05%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $2,196
Share Certificates
Top rate
7 17 Credit Union
4.75%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $2,612
2nd-highest rate
First Federal Savings of Lorain
4.60%APY
- Term
- 35 months
- Requires
- Another account
- Minimum
- $250
- Earns on $10,000
- $1,402
Lakeview Federal Credit Union CD score
86
CD score
Higher than 72% of U.S. banks and credit unions
- 3–8 months3–8 mo3.70%
- 9–15 months9–15 mo3.70%
- 16–30 months16–30 mo3.75%
- 31–60 months31–60 mo4.05%
- QualifiedQualified4.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Lakeview Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 4.05%APY · 7 terms
The minimum balance required to open and maintain this account is $500.00. You must maintain a minimum daily balance of $500.00 in your account each day to obtain the disclosed annual percentage yield. There is a penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsDividends paid monthly. Early withdrawal penalty is 180 days | 3.70% | $183 |
| 12 monthsDividends paid quarterly. Early withdrawal penalty is 180 days | 3.70% | $370 |
| 18 monthsDividends paid quarterly. Early withdrawal penalty is 180 days | 3.75% | $568 |
| 24 monthsDividends paid quarterly. Early withdrawal penalty is 365 days | 3.75% | $764 |
| 36 monthsDividends paid quarterly. Early withdrawal penalty is 365 days | 3.80% | $1,184 |
| 48 monthsDividends paid quarterly. Early withdrawal penalty is 365 days | 3.85% | $1,631 |
| 60 monthsDividends paid quarterly. Early withdrawal penalty is 365 days | 4.05% | $2,196 |
Special-purpose accounts
IRA Share Certificates
Up to 4.05%APY · 4 terms
Applies to Traditional IRA, Roth IRA, and Coverdell Education Savings Accounts (ESA). The minimum balance required to open and maintain this account is $500.00. You must maintain a minimum daily balance of $500.00 in your account each day to obtain the disclosed annual percentage yield. There is a penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsDividends paid quarterly. Early withdrawal penalty is 180 days | 3.70% | $370 |
| 24 monthsDividends paid quarterly. Early withdrawal penalty is 365 days | 3.75% | $764 |
| 36 monthsDividends paid quarterly. Early withdrawal penalty is 365 days | 3.80% | $1,184 |
| 60 monthsDividends paid quarterly. Early withdrawal penalty is 365 days | 4.05% | $2,196 |
Sources (1)
- lakeviewfcu.com/accounts · captured Sep 17, 2026
Who can join Lakeview Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, or attends school in Ashtabula or Lake Counties is eligible for membership.
Family and household
- Immediate family members of existing credit union members are eligible for membership.
Membership information collected October 5, 2026.