Credit union · NCUA insured
Eagle Federal Credit Union CD Rates
Eagle Federal Credit Union’s best CD rate is 4.05% APY on a 1-year share certificate (CD). Terms run from 6 months to 4 years. Rates checked October 16, 2026.
How Eagle Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Baton Rouge, LA, where Eagle Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Eagle Federal Credit Union
4.05%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $405
Share Certificates
Top rate
La Capitol Federal Credit Union
4.50%APY
- Term
- 37 months
- Minimum
- $500
- Earns on $10,000
- $1,454
2nd-highest rate
Capital One
4.40%APY
- Term
- 11 months
- Minimum
- $0
- Earns on $10,000
- $403
Eagle Federal Credit Union CD score
87
CD score
Higher than 76% of U.S. banks and credit unions
- 3–8 months3–8 mo3.90%
- 9–15 months9–15 mo4.05%
- 16–30 months16–30 mo3.75%
- 31–60 months31–60 mo3.70%
- QualifiedQualified4.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Eagle Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 4.05%APY · 5 terms
Rate Step Up provides the option to increase the certificate rate once during the term of the certificate to the higher rate in effect at the time of the step (available on share certificates of 2 years or more). Certificates automatically renew at maturity unless new instructions are given.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsStep-Up Option Available | 3.90% | $193 |
| 12 monthsStep-Up Option Available | 4.05% | $405 |
| 24 monthsStep-Up Option Available | 3.75% | $764 |
| 36 monthsStep-Up Option Available | 3.70% | $1,152 |
| 48 monthsStep-Up Option Available | 3.70% | $1,564 |
Sources (2)
All captured Sep 18, 2026
Starter Certificates
4.05%APY · 1 term
Add funds through payroll. Dividends compounded and paid monthly on average daily balance. Automatically renews at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 4.05% | $405 |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
IRA Certificate
Up to 4.05%APY · 3 terms
Traditional, Roth, and Education (Coverdell) IRA options available.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 4.05% | $405 |
| 24 months | 3.75% | $764 |
| 36 months | 3.70% | $1,152 |
Sources (2)
All captured Sep 18, 2026
Who can join Eagle Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, or attends school within a defined area in specified Louisiana parishes is eligible for membership.
Employers and groups
- Employees and immediate family members of partner employer groups are eligible for membership.
Family and household
- Individuals who are members of an immediate family or household of a credit union member are eligible for membership.
Other ways
- Members of eligible partner associations and their immediate family members qualify for membership.
Membership information collected October 5, 2026.