Credit union · NCUA insured
Select Employees Credit Union CD Rates
Top CarrotSelect Employees Credit Union’s best CD rate is 3.90% APY on a 1-year share certificate (CD). Terms run from 6 months to 4 years. Rates checked October 16, 2026.
How Select Employees Credit Union’s CD rates compare
Compared with banks and credit unions near Sterling, IL, where Select Employees Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Select Employees Credit Union
3.90%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $390
Certificates of Deposit
Top rate
Cornerstone Credit Union
4.40%APY
- Term
- 24 months
- Minimum
- $1,000
- Earns on $10,000
- $899
2nd-highest rate
Peoples National Bank of Kewanee
4.19%APY
- Term
- 17 months
- Minimum
- $1,000
- Earns on $10,000
- $599
Select Employees Credit Union CD score
84
CD score
Higher than 66% of U.S. banks and credit unions
- 3–8 months3–8 mo3.85%
- 9–15 months9–15 mo3.90%
- 16–30 months16–30 mo3.75%
- 31–60 months31–60 mo3.50%
- QualifiedQualified3.90%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Select Employees Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.90%APY · 5 terms
Select 50 Club Members receive .05% higher dividend rate on all CDs. Penalties for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsMinimum balance required to receive dividends is $1,000.00 | 3.85% | $191 |
| 12 monthsMinimum balance required to receive dividends is $1,000.00 | 3.90% | $390 |
| 24 monthsMinimum balance required to receive dividends is $1,000.00 | 3.75% | $764 |
| 36 monthsMinimum balance required to receive dividends is $1,000.00 | 3.25% | $1,007 |
| 48 monthsMinimum balance required to receive dividends is $1,000.00 | 3.50% | $1,475 |
Sources (1)
- selectcu.com/accounts/certificate-of-deposit · captured Sep 17, 2026
Who can join Select Employees Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Eligibility is open to employees of the credit union's Select Groups.
Family and household
- Eligibility is open to relatives of existing account holders, including a parent, grandparent, sibling, aunt, uncle, cousin, spouse, child, or in-law.
Membership information collected October 5, 2026.