Credit union · NCUA insured
Select Employees Credit Union
Top CarrotA $78.7M credit union headquartered in Sterling, IL, with 5,836 members and 1 branch in Illinois. Best rates: CDs 3.90% and savings 1.00% APY.
Select Employees Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 83% of U.S. banks and credit unions
#1 of 8 in Sterling, IL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Select Employees Credit Union
Select Employees Credit Union is headquartered in Sterling, Illinois.
- Headquarters
- 2412 Freeport Rd, Sterling, IL 61081-7626
- NCUA charter
- 60531
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Eligibility is open to employees of the credit union's Select Groups.
Family and household
- Eligibility is open to relatives of existing account holders, including a parent, grandparent, sibling, aunt, uncle, cousin, spouse, child, or in-law.
Branches
1 branch in Illinois
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Illinois
1 branch
- Select Employees Credit UnionMain office2412 Freeport Rd, Sterling, IL 61081Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.63% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.26% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.57% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $68 | $59 | — |
- CapitalNet worth ratio12.63%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.26%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.57%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$68Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Select Employees Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.