Credit union · NCUA insured
Community Focus Federal Credit Union
Top CarrotA $68.9M credit union headquartered in Brownstown, MI, with 4,726 members and 4 branches in Michigan. Best rates: CDs 4.30% and savings 0.40% APY.
Community Focus Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 94% of U.S. banks and credit unions
#6 of 75 in Detroit, MI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Community Focus Federal Credit Union
- Headquarters
- 18925 Telegraph Rd, Brownstown, MI 48174-9546
- NCUA charter
- 14098
Branches
4 branches in Michigan
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Michigan
4 branches
- Community Focus Federal Credit UnionMain office18925 Telegraph Rd, Brownstown, MI 48174Directions
- Community Focus Federal Credti Union18925 Telegraph Rd, Brownstown, MI 48174Directions
- Community Focus Federal Credit Union3815 W Jefferson Ave, Ecorse, MI 48229Directions
- Community Focus Federal Credit Union3815 W Jefferson Ave, Ecorse, MI 48229Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.09% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.52% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -0.05% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $57 | $59 | — |
- CapitalNet worth ratio14.09%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.52%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-0.05%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$57Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Community Focus Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.