Credit union · NCUA insured
Tomah Area Credit Union
Top CarrotA $123.7M credit union headquartered in Tomah, WI, with 6,670 members and 2 branches in Wisconsin. Best rates: CDs 4.25% and savings 1.31% APY.
Tomah Area Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 86% of U.S. banks and credit unions
#3 of 10 in Sparta, WI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Tomah Area Credit Union
Founded in 1939, Tomah Area Credit Union (TACU Credit Union) is a state-chartered community credit union headquartered in Tomah, Wisconsin.
The financial cooperative is member-owned.
- Headquarters
- 940 N Superior Ave, Tomah, WI 54660
- NCUA charter
- 66615
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons or organizations residing or employed in Adams County, Jackson County, Juneau County, La Crosse County, Monroe County, or Vernon County, Wisconsin are eligible for membership.
Employers and groups
- Any employee of TACU Credit Union is eligible for membership.
Military, government and schools
- Membership is open to a public depositor.
Family and household
- Immediate family members of any other eligible person are eligible for membership.
Other ways
- Any business, organization, association, or trust where a majority of qualifying stakeholders/parties are eligible may become a member.
Branches
2 branches in Wisconsin
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Wisconsin
2 branches
- Tomah Area Credit UnionMain office940 N Superior Ave, Tomah, WI 54660Directions
- Timberwolves Credit Union901 Lincoln Ave, Tomah, WI 54660Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.45% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.49% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.39% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $56 | $76 | — |
- CapitalNet worth ratio12.45%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.49%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.39%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$56Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Tomah Area Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.