Compare Bank & Credit Union Rates
Best 2-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 856–870 results
- Kraftman Federal Credit UnionCertificates of DepositCD · 24 months
Credit union · Add a location to see nearby branches
3.82%APY$778 over 24 months on $10,000Requirements
Product: Dividends earned are posted monthly. Early withdrawal fees or applicable conditions could reduce earnings.
3.75% interest rate
Rate checked
More details - Pahranagat Valley Federal Credit UnionCertificatesCD · 24 months
Credit union · Add a location to see nearby branches
3.82%APY$778 over 24 months on $10,000Requirements
Product: Membership is open to persons who live, worship, attend school, or work within a 25-mile radius of the Alamo Post Office in Alamo, NV, or immediate family/household members of current members. Maximum share limit per account is $250,000.00.
3.75% interest rate · Effective Sep 29, 2025
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More details - Santa Fe Federal Credit UnionCertificates of DepositCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$778 over 24 months on $10,0003.75% interest rate · Effective Sep 29, 2026
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More details - Noda Federal Credit UnionCD RatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$778 over 24 months on $10,0003.75% interest rate · Effective Jul 1, 2026
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More details - Community 1st Credit UnionShare CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$778 over 24 months on $10,000intro ratePromotional rate · 3.75% interest rate
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More details - Members Credit UnionCertificate of DepositCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.81%APY$777 over 24 months on $10,000Requirements
Product: For CD Renewals, MCU must be contacted to obtain stated rates. Early withdrawal penalty may apply. Average daily balance required to earn APY.
Offer: 2-year term
3.75% interest rate · Effective Sep 30, 2026
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More details - Riverbank Federal Credit UnionTerm Share CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.81%APY$777 over 24 months on $10,000Requirements
Product: $500 minimum balance required to open account and earn posted dividend. Dividends paid monthly based on Average Daily Balance. Account automatically rolls over at maturity. Early withdrawal penalty equals 6 months (180 days) dividends.
3.75% interest rate · Effective Oct 8, 2026
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More details - Spring Valley BankCertificates of DepositCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
3.81%APY$777 over 24 months on $10,000Requirements
Product: Fixed rate for the term. Penalty for early withdrawal.
Offer: 24 Month CD. Compounded daily. Fixed rate for the term (T). Penalty for early withdrawal (P).
3.74% interest rate · Compounded daily · Effective Oct 1, 2026
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More details - First Eagle Federal Credit UnionShare CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.81%APY$777 over 24 months on $10,000Requirements
Product: Membership eligibility required. Early withdrawal penalties apply. Single deposit only (no additional deposits permitted after account opening). NCUA insured up to $250,000.
3.75% interest rate · Effective Oct 1, 2026
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More details - Methuen Federal Credit UnionCertificate of Deposit (CDs)CD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.81%APY$777 over 24 months on $10,000Requirements
Product: Penalties may be imposed for early withdrawals.
3.75% interest rate · Effective Sep 21, 2026
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More details - CPS IBEW FCUJumbo Share CertificatesCD · 24 months · $10,000 min
Credit union · Add a location to see nearby branches
3.81%APY$777 over 24 months on $10,000Requirements
Product: Dividends are calculated using the daily balance method. Penalties are assessed for early withdrawal. Rates are subject to change.
Offer: Penalty assessed for early withdrawal.
3.75% interest rate · Effective Feb 2, 2026
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More details - Members 1st Credit UnionCertificates of DepositCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.80%APY$775 over 24 months on $10,000Requirements
Product: Substantial penalty for early withdrawal. Minimum balance requirements apply to average daily balance. Dividends/deposit rates are variable and may change at any time. Dividends can be re-invested into the certificate, deposited into account, or paid by monthly check.
Effective Oct 1, 2026
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More details - Chattanooga Federal Employees Credit UnionCertificateCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.80%APY$775 over 24 months on $10,0003.75% interest rate
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More details - DESERTVIEWTwo Year CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.80%APY$775 over 24 months on $10,000Requirements
Product: Additional deposits: Not Allowed. Renewable: Automatic. Withdrawals: Allowed--Ask Credit Union. Dividend Compounded: Quarterly. Dividend Credited: Quarterly. Dividend Period: At Maturity.
Offer: Withdrawals: Allowed--Ask Credit Union. Additional Deposits: Not Allowed. Renewable: Automatic. Dividend Compounded: Quarterly. Dividend Credited: Quarterly. Dividend Period: At Maturity.
3.75% interest rate · Effective May 24, 2019
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More details - First National BankCertificate of DepositCD · 18–29 months · $100 min
Bank · Add a location to see nearby branches
3.80%APYRequirements
Product: A penalty may be imposed for early withdrawal. APY on certificates of deposit with term lengths indicated in a range of days/months is calculated on the maximum term length.
Offer: Term is 18-29 months. APY calculated on maximum term length. Early withdrawal penalty may apply.
3.75% interest rate · Effective Oct 1, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 2-year CDs pay nationwide
4,629 CDs at 4,045 banks and credit unions · checked Oct 22–24
- Typical
- 3.05%
- Top 10% from
- 4.06%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.25%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank