Credit union · NCUA insured
Santa Fe Federal Credit Union
A $221.7M credit union headquartered in Amarillo, TX, with 14,370 members and 6 branches in 2 states. Best rates: CDs 4.07% and savings 0.50% APY.
Santa Fe Federal Credit Union Carrot Score
82
Carrot Score
Higher than 59% of U.S. banks and credit unions
#7 of 16 in Amarillo, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Santa Fe Federal Credit Union
- Headquarters
- 7600 Hillside Rd, Amarillo, TX 79119
- NCUA charter
- 9971
Branches
6 branches in 2 states
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Texas
5 branches
Amarillo area · 2
- Hillside BranchMain office7600 Hillside Rd, Amarillo, TX 79119Directions
- Downtown Branch1422 S Harrison St, Amarillo, TX 79101Directions
Borger area · 1
- Borger Federal Credit Union1051 N Florida St, Borger, TX 79007Directions
Lubbock area · 1
- Lubbock Branch4210 50th St Ste E, Lubbock, TX 79413Directions
Pampa area · 1
- Pampa Branch Office1939 N Hobart St, Pampa, TX 79065Directions
New Mexico
1 branch
- Albuquerque Branch7101 Jefferson St NE, Albuquerque, NM 87109Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.90% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.48% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.20% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $73 | $76 | — |
- CapitalNet worth ratio12.90%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.48%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.20%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$73Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Santa Fe Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.