Credit union · NCUA insured
Santa Fe Federal Credit Union CD Rates
Santa Fe Federal Credit Union’s best CD rate is 4.07% APY on an 18-month share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 16, 2026.
How Santa Fe Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Amarillo, TX, where Santa Fe Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Santa Fe Federal Credit Union
4.07%APY
- Term
- 18 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $617
Certificates of Deposit
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
Santa Fe Federal Credit Union CD score
88
CD score
Higher than 81% of U.S. banks and credit unions
- 3–8 months3–8 mo3.76%
- 9–15 months9–15 mo3.87%
- 16–30 months16–30 mo4.07%
- 31–60 months31–60 mo3.82%
- QualifiedQualified4.07%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Santa Fe Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.07%APY · 6 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.76% | $186 |
| 12 months | 3.87% | $387 |
| 18 months | 4.07% | $617 |
| 24 months | 3.82% | $778 |
| 30 months | 3.82% | $981 |
| 36 months | 3.82% | $1,189 |
Sources (2)
- santafefcu.com/accounts/saving…/certificates-of-deposit
- santafefcu.com/about-us/about/rates/deposit-rates
All captured Oct 6, 2026
Who can join Santa Fe Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.