Credit union · NCUA insured
Kraftman Federal Credit Union CD Rates
Top CarrotKraftman Federal Credit Union’s best CD rate is 4.07% APY on a 6-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Kraftman Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Monroe, LA, where Kraftman Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Kraftman Federal Credit Union
3.82%APY
- Term
- 6 months
- Minimum
- —
- Earns on $10,000
- $189
Certificates of Deposit
Top rate
La Capitol Federal Credit Union
4.50%APY
- Term
- 37 months
- Minimum
- $500
- Earns on $10,000
- $1,454
2nd-highest rate
Capital One
4.40%APY
- Term
- 11 months
- Minimum
- $0
- Earns on $10,000
- $403
Kraftman Federal Credit Union CD score
81
CD score
Higher than 55% of U.S. banks and credit unions
- 3–8 months3–8 mo3.82%
- 9–15 months9–15 mo3.82%
- 16–30 months16–30 mo3.30%
- 31–60 months31–60 mo3.30%
- QualifiedQualified3.82%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Kraftman Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Jumbo Certificates
Up to 4.07%APY · 4 terms
Requires $99,000 & above balance. Dividends earned are posted monthly. Applicable fees and conditions could reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 4.07% | — |
| 12 months | 4.07% | — |
| 24 months | 3.56% | — |
| 60 months | 3.56% | — |
Sources (1)
- kraftmanfcu.com/accounts · captured Sep 18, 2026
Certificates of Deposit
Up to 3.82%APY · 4 terms
Dividends earned are posted monthly. Early withdrawal fees or applicable conditions could reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.82% | $189 |
| 12 months | 3.82% | $381 |
| 24 months | 3.30% | $671 |
| 60 months | 3.30% | $1,762 |
Sources (1)
- kraftmanfcu.com/accounts · captured Sep 18, 2026
Who can join Kraftman Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, worship, work (or regularly conduct business in), or attend school in, and businesses and other legal entities located in East Carroll, Lincoln, Madison, Morehouse, Ouachita, Richland, Union, or West Carroll Parish, Louisiana; Ashley County, Arkansas are eligible for membership.
Employers and groups
- Employees of the credit union are eligible for membership.
Family and household
- Members of the immediate family or household of eligible persons are eligible for membership.
Other ways
- Organizations of such persons within the field of membership are eligible for membership.
- Spouses of persons who died while within the field of membership of the credit union are eligible for membership.
- Volunteers in the community are eligible for membership.
Cost to join
- A minimum share deposit of $25 (cash) is required for membership enrollment.
Membership information collected October 5, 2026.