Credit union · NCUA insured
Methuen Federal Credit Union CD Rates
Top CarrotMethuen Federal Credit Union’s best CD rate is 4.07% APY on a 6-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 15, 2026.
How Methuen Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Boston, MA-NH, where Methuen Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Methuen Federal Credit Union
4.07%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $201
Certificate of Deposit (CDs)
Top rate
RiverWorks Credit Union
4.80%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $237
2nd-highest rate
Arise Financial
4.75%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,494
Methuen Federal Credit Union CD score
86
CD score
Higher than 74% of U.S. banks and credit unions
- 3–8 months3–8 mo4.07%
- 9–15 months9–15 mo3.29%
- 16–30 months16–30 mo3.81%
- 31–60 months31–60 mo3.55%
- QualifiedQualified4.07%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Methuen Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit (CDs)
Up to 4.07%APY · 7 terms
Penalties may be imposed for early withdrawals.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 4.07% | $201 |
| 12 months | 3.29% | $329 |
| 18 months | 3.55% | $537 |
| 24 months | 3.81% | $777 |
| 36 months | 3.55% | $1,103 |
| 48 months | 3.29% | $1,382 |
| 60 months | 3.04% | $1,615 |
Sources (2)
All captured Sep 24, 2026
Special-purpose accounts
IRA CDs
Up to 4.07%APY · 7 terms
Penalties may be imposed for early withdrawals. Mandatory early withdrawal penalties apply; $25.00 fee for transfers.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 4.07% | $201 |
| 12 months | 3.29% | $329 |
| 18 months | 3.55% | $537 |
| 24 months | 3.81% | $777 |
| 36 months | 3.55% | $1,103 |
| 48 months | 3.29% | $1,382 |
| 60 months | 3.04% | $1,615 |
Sources (2)
All captured Sep 24, 2026
Who can join Methuen Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work (or regularly conduct business in), worship or attend school in the City of Methuen, Massachusetts are eligible for membership.
Employers and groups
- Employees of Methuen Federal Credit Union are eligible.
Family and household
- Immediate family members (spouse, child, sibling, parent, grandparent, grandchild, step-children, step-parent, step-siblings, adopted children) and household members of eligible persons, as well as organizations of such persons, are eligible.
Other ways
- Members of record as of the effective date 3/1/2018 of conversion to community charter are eligible.
- Spouses of persons who died while within the field of membership of this credit union are eligible.
- Volunteers in the community are eligible for membership.
Membership information collected October 5, 2026.