Credit union · NCUA insured
DESERTVIEW CD Rates
DESERTVIEW’s best CD rate is 3.85% APY on a 1-year share certificate (CD). Terms run from 3 months to 2 years. Rates checked October 22, 2026.
How DESERTVIEW’s CD rates compare
Compared with banks and credit unions in Utah, where DESERTVIEW has the most branches. $10,000, best rate first.
This credit union’s best
DESERTVIEW
3.85%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $385
One Year Certificate
Top rate
Comenity Capital Bank
4.85%APY
- Term
- 18 months
- Minimum
- $1,500
- Earns on $10,000
- $736
2nd-highest rate
Happen Bank
4.76%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $975
DESERTVIEW CD score
82
CD score
Higher than 59% of U.S. banks and credit unions
- 3–8 months3–8 mo3.80%
- 9–15 months9–15 mo3.85%
- 16–30 months16–30 mo3.80%
- QualifiedQualified3.85%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where DESERTVIEW ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Jumbo Certificate (One Year)
3.85%APY · 1 term
Additional deposits: Not Allowed. Renewable: Automatic. Withdrawals: Allowed--Ask Credit Union. Dividend Compounded: Quarterly. Dividend Credited: Quarterly. Dividend Period: At Maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsWithdrawals: Allowed--Ask Credit Union. Additional Deposits: Not Allowed. Renewable: Automatic. Dividend Compounded: Quarterly. Dividend Credited: Quarterly. Dividend Period: At Maturity | 3.85% | $385 |
Sources (1)
- dview.org/asp/rates.asp · captured Sep 16, 2026
Jumbo Certificate (Two Year)
3.85%APY · 1 term
Additional deposits: Not Allowed. Renewable: Automatic. Withdrawals: Allowed--Ask Credit Union. Dividend Compounded: Quarterly. Dividend Credited: Quarterly. Dividend Period: At Maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24 monthsWithdrawals: Allowed--Ask Credit Union. Additional Deposits: Not Allowed. Renewable: Automatic. Dividend Compounded: Quarterly. Dividend Credited: Quarterly. Dividend Period: At Maturity | 3.85% | $786 |
Sources (1)
- dview.org/asp/rates.asp · captured Sep 16, 2026
One Year Certificate
3.85%APY · 1 term
Additional deposits: Not Allowed. Renewable: Automatic. Withdrawals: Allowed--Ask Credit Union. Dividend Compounded: Quarterly. Dividend Credited: Quarterly. Dividend Period: At Maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsWithdrawals: Allowed--Ask Credit Union. Additional Deposits: Not Allowed. Renewable: Automatic. Dividend Compounded: Quarterly. Dividend Credited: Quarterly. Dividend Period: At Maturity | 3.85% | $385 |
Sources (1)
- dview.org/asp/rates.asp · captured Sep 16, 2026
Six Month Certificate
3.80%APY · 1 term
Additional deposits: Not Allowed. Renewable: Automatic. Withdrawals: Allowed--Ask Credit Union. Dividend Compounded: Quarterly. Dividend Credited: Quarterly. Dividend Period: At Maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsWithdrawals: Allowed--Ask Credit Union. Additional Deposits: Not Allowed. Renewable: Automatic. Dividend Compounded: Quarterly. Dividend Credited: Quarterly. Dividend Period: At Maturity | 3.80% | $188 |
Sources (1)
- dview.org/asp/rates.asp · captured Sep 16, 2026
Three Month Certificate
3.80%APY · 1 term
Additional deposits: Not Allowed. Renewable: Automatic. Withdrawals: Allowed--Ask Credit Union. Dividend Compounded: Quarterly. Dividend Credited: Quarterly. Dividend Period: At Maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsWithdrawals: Allowed--Ask Credit Union. Additional Deposits: Not Allowed. Renewable: Automatic. Dividend Compounded: Quarterly. Dividend Credited: Quarterly. Dividend Period: At Maturity | 3.80% | $94 |
Sources (1)
- dview.org/asp/rates.asp · captured Sep 16, 2026
Two Year Certificate
3.80%APY · 1 term
Additional deposits: Not Allowed. Renewable: Automatic. Withdrawals: Allowed--Ask Credit Union. Dividend Compounded: Quarterly. Dividend Credited: Quarterly. Dividend Period: At Maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24 monthsWithdrawals: Allowed--Ask Credit Union. Additional Deposits: Not Allowed. Renewable: Automatic. Dividend Compounded: Quarterly. Dividend Credited: Quarterly. Dividend Period: At Maturity | 3.80% | $775 |
Sources (1)
- dview.org/asp/rates.asp · captured Sep 16, 2026
Special-purpose accounts
IRA Certificate (One Year)
3.80%APY · 1 term
Withdrawals: IRA Restrictions. Additional deposits: Not Allowed. Renewable: Automatic. Dividend Compounded: Quarterly. Dividend Credited: Quarterly. Dividend Period: At Maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsWithdrawals: IRA Restrictions. Additional Deposits: Not Allowed. Renewable: Automatic. Dividend Compounded: Quarterly. Dividend Credited: Quarterly. Dividend Period: At Maturity | 3.80% | $380 |
Sources (1)
- dview.org/asp/rates.asp · captured Sep 16, 2026
Who can join DESERTVIEW
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