Credit union · NCUA insured
DESERTVIEW
A $48.6M credit union headquartered in Huntington, UT, with 3,472 members and 2 branches in Utah. Best rates: CDs 3.85% and savings 0.05% APY.
DESERTVIEW Carrot Score
65
Carrot Score
Higher than 13% of U.S. banks and credit unions
#62 of 69 in UtahHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About DESERTVIEW
- Headquarters
- 196 North Main, Huntington, UT 84528
- NCUA charter
- 13790
Branches
2 branches in Utah
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Utah
2 branches
Huntington area · 1
- Main OfficeMain office196 North Main, Huntington, UT 84528Directions
Ferron area · 1
- Branch Office30 West Main, Ferron, UT 84523Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.69% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.90% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.34% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $52 | $59 | — |
- CapitalNet worth ratio13.69%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.90%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.34%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$52Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of DESERTVIEW are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.