Credit union · NCUA insured
Members Credit Union
A $117.4M credit union headquartered in Cleburne, TX, with 8,665 members and 2 branches in Texas. Best rates: CDs 3.81% and savings 1.00% APY.
Members Credit Union Carrot Score
83
Carrot Score
Higher than 64% of U.S. banks and credit unions
#46 of 115 in Dallas, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Members Credit Union
Members Credit Union began as the Santa Fe Employees Credit Union in 1954.
As a member-owned cooperative, the credit union invests in communities across Hood and Johnson counties.
- Headquarters
- 833 N Nolan River Rd, Cleburne, TX 76033
- NCUA charter
- 67649
Branches
2 branches in Texas
Loading map…
Texas
2 branches
- MCU - Home OfficeMain office833 N Nolan River Rd, Cleburne, TX 76033Directions
- Burleson Branch1024 SW Alsbury Blvd, Burleson, TX 76028Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.27% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.68% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.97% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $55 | $76 | — |
- CapitalNet worth ratio11.27%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.68%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.97%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$55Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Members Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.