Credit union · NCUA insured
Members Credit Union CD Rates
Members Credit Union’s best CD rate is 3.81% APY on a 2-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Members Credit Union’s CD rates compare
Compared with banks and credit unions near Dallas, TX, where Members Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Members Credit Union
3.81%APY
- Term
- 24 months
- Minimum
- $1,000
- Earns on $10,000
- $777
Certificate of Deposit
Top rate
National Police FCU
4.71%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,481
2nd-highest rate
Advancial Federal Credit Union
4.66%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,558
Members Credit Union CD score
84
CD score
Higher than 65% of U.S. banks and credit unions
- 3–8 months3–8 mo3.30%
- 9–15 months9–15 mo3.55%
- 16–30 months16–30 mo3.81%
- 31–60 months31–60 mo3.81%
- QualifiedQualified3.81%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Members Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 3.81%APY · 6 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months6-month term | 3.30% | $164 |
| 12 months1-year term | 3.55% | $355 |
| 18 months18-month term | 3.66% | $554 |
| 24 months2-year term | 3.81% | $777 |
| 36 months3-year term | 3.81% | $1,187 |
| 60 months5-year term | 3.81% | $2,056 |
Sources (2)
All captured Sep 17, 2026
Who can join Members Credit Union
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