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Credit union · NCUA insured

Chattanooga Federal Employees Credit Union CD Rates

Top Carrot, Carrot Score 94Top Carrot

Chattanooga Federal Employees Credit Union’s best CD rate is 4.27% APY on a 1-year share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 15, 2026.

How Chattanooga Federal Employees Credit Union’s CD rates compare

Compared with banks and credit unions near Chattanooga, TN-GA, where Chattanooga Federal Employees Credit Union has the most branches. $10,000, best rate first.

  • Top Carrot, Carrot Score 94

    This credit union’s best

    Chattanooga Federal Employees Credit Union

    4.27%APY

    Term
    12 months
    Minimum
    —
    Earns on $10,000
    $427

    Certificate

  • Top Carrot, Carrot Score 94

    Top rate

    First Jackson Bank

    5.01%APY

    Term
    60 months
    Minimum
    $1,000
    Earns on $10,000
    $2,769

    First Jackson Bank rates

  • Top Carrot, Carrot Score 94

    2nd-highest rate

    Tennessee Valley Federal Credit Union

    4.50%APY

    Term
    12 months
    Minimum
    $1,000
    Earns on $10,000
    $450

    Tennessee Valley Federal Credit Union rates

Compare CD rates near you →

Chattanooga Federal Employees Credit Union CD score

91

CD score

Higher than 92% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo4.06%
  • 9–15 months9–15 mo4.27%
  • 16–30 months16–30 mo4.01%
  • 31–60 months31–60 mo3.29%
  • QualifiedQualified4.27%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Chattanooga Federal Employees Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Chattanooga Federal Employees Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Employees, retirees, and family members of BlueCross BlueShield of Tennessee are eligible for membership.
  • Employees of several employer groups served by the credit union are eligible for membership.

Military, government and schools

  • Employees, retirees, and family members of the Federal government are eligible for membership.

Family and household

  • Immediate family members (relatives by blood, marriage, legal adoption, or legal guardianship) of eligible members are eligible for membership.

Cost to join

  • A $25 minimum Share Account balance is required to maintain membership and represent shares of ownership.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
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