Credit union · NCUA insured
Chattanooga Federal Employees Credit Union
Top CarrotA $75M credit union headquartered in Chattanooga, TN, with 2,843 members and 1 branch in Tennessee. Best rates: CDs 4.27% and savings 2.02% APY.
Chattanooga Federal Employees Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 97% of U.S. banks and credit unions
#2 of 28 in Chattanooga, TN-GA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Chattanooga Federal Employees Credit Union
Serving members since 1925, Chattanooga Federal Employees Credit Union is headquartered in Chattanooga, Tennessee.
- Headquarters
- 2011 Stein Dr, Chattanooga, TN 37421-1692
- NCUA charter
- 62537
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees, retirees, and family members of BlueCross BlueShield of Tennessee are eligible for membership.
- Employees of several employer groups served by the credit union are eligible for membership.
Military, government and schools
- Employees, retirees, and family members of the Federal government are eligible for membership.
Family and household
- Immediate family members (relatives by blood, marriage, legal adoption, or legal guardianship) of eligible members are eligible for membership.
Cost to join
- A $25 minimum Share Account balance is required to maintain membership and represent shares of ownership.
Branches
1 branch in Tennessee
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Tennessee
1 branch
- Chattanooga Federal Employees Credit UnionMain office2011 Stein Dr, Chattanooga, TN 37421Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 16.86% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.39% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.57% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $63 | $59 | — |
- CapitalNet worth ratio16.86%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.39%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.57%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$63Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Chattanooga Federal Employees Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.