Credit union · NCUA insured
Riverbank Federal Credit Union CD Rates
Top CarrotRiverbank Federal Credit Union’s best CD rate is 4.07% APY on a 6-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Riverbank Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Hartford, CT, where Riverbank Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Riverbank Federal Credit Union
4.07%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $201
Term Share Certificates
Top rate
Connecticut State Police Credit Union
4.86%APY
- Term
- 120 months
- Minimum
- $500
- Earns on $10,000
- $6,065
2nd-highest rate
Nutmeg State Financial Credit Union
4.60%APY
- Term
- 14 months
- Minimum
- $1,000
- Earns on $10,000
- $539
Riverbank Federal Credit Union CD score
88
CD score
Higher than 81% of U.S. banks and credit unions
- 3–8 months3–8 mo4.07%
- 9–15 months9–15 mo4.07%
- 16–30 months16–30 mo3.81%
- 31–60 months31–60 mo2.53%
- QualifiedQualified4.07%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Riverbank Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Term Share Certificates
Up to 4.07%APY · 8 terms
$500 minimum balance required to open account and earn posted dividend. Dividends paid monthly based on Average Daily Balance. Account automatically rolls over at maturity. Early withdrawal penalty equals 6 months (180 days) dividends.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsExisting Funds | 3.56% | $176 |
| 6 monthsOutside Funds | 4.07% | $201 |
| 9 monthsExisting Funds | 3.56% | $266 |
| 9 monthsOutside Funds | 4.07% | $304 |
| 12 months | 3.56% | $356 |
| 18 months | 3.56% | $539 |
| 24 months | 3.81% | $777 |
| 36 months | 2.53% | $778 |
| 48 months | 2.53% | $1,051 |
| 60 months | 2.53% | $1,331 |
Sources (2)
All captured Oct 15, 2026
Special-purpose accounts
IRA Share Certificates
Up to 4.07%APY · 8 terms
Available as Traditional or Roth IRA. $500 minimum balance required to open account and earn posted dividend. Dividends paid monthly based on Average Daily Balance. Account automatically rolls over at maturity. Early withdrawal penalty equals 6 months (180 days) dividends.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsExisting Funds | 3.56% | $176 |
| 6 monthsOutside Funds | 4.07% | $201 |
| 9 monthsExisting Funds | 3.56% | $266 |
| 9 monthsOutside Funds | 4.07% | $304 |
| 12 months | 3.56% | $356 |
| 18 months | 3.56% | $539 |
| 24 months | 3.81% | $777 |
| 36 months | 2.53% | $778 |
| 48 months | 2.53% | $1,051 |
| 60 months | 2.53% | $1,331 |
Sources (2)
All captured Oct 15, 2026
Who can join Riverbank Federal Credit Union
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