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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in California

Showing 51–75 of 225 scored for CDs

  1. SRI Federal Credit Union3–8 mo 3.70% · 9–15 mo 4.00% · 16–30 mo 4.00% · 31–60 mo 3.75%

    Credit union · 2 branches

    87CD score#51 in California
  2. Citi3–8 mo 4.00% · 9–15 mo 4.25% · 16–30 mo 2.00% · 31–60 mo 2.00%

    Bank · 271 branches

    87CD score#52 in California
  3. Technology Credit Union3–8 mo 3.65% · 9–15 mo 4.00% · 16–30 mo 4.00% · 31–60 mo 3.75%

    Credit union · 9 branches

    87CD score#53 in California
  4. Actors Federal Credit Union3–8 mo 3.81% · 9–15 mo 4.33% · 16–30 mo 0.55% · 31–60 mo 3.29%

    Credit union · 2 branches

    86CD score#54 in California
  5. HAB Bank3–8 mo 3.75% · 9–15 mo 4.50% · 16–30 mo 2.75% · 31–60 mo 2.50%

    Bank · 2 branches

    86CD score#55 in California
  6. Firefighters First Credit Union3–8 mo 3.65% · 9–15 mo 3.80% · 16–30 mo 3.90% · 31–60 mo 3.90%

    Credit union · 10 branches

    86CD score#56 in California
  7. Sacramento Credit Union3–8 mo 3.04% · 9–15 mo 4.25% · 16–30 mo 3.25% · 31–60 mo 3.55%

    Credit union · 7 branches

    86CD score#56 in California
  8. POPA Federal Credit Union3–8 mo 2.75% · 9–15 mo 4.00% · 16–30 mo 3.90% · 31–60 mo 3.90%

    Credit union · 4 branches

    86CD score#58 in California
  9. Schools Federal Credit Union3–8 mo 3.13% · 9–15 mo 3.92% · 16–30 mo 4.00% · 31–60 mo 3.57%

    Credit union · 2 branches

    86CD score#59 in California
  10. UPS Employees Federal Credit Union3–8 mo 3.11% · 9–15 mo 3.80% · 16–30 mo 3.85% · 31–60 mo 4.00%

    Credit union · 1 branch

    86CD score#60 in California
  11. Together Credit Union3–8 mo 3.50% · 9–15 mo 4.50% · 16–30 mo 3.25% · 31–60 mo 3.25%

    Credit union · 2 branches

    86CD score#61 in California
  12. Energy One Federal Credit Union3–8 mo 4.00% · 9–15 mo 4.10% · 16–30 mo 3.25% · 31–60 mo —

    Credit union · 1 branch

    86CD score#62 in California
  13. Meriwest Credit Union3–8 mo 3.65% · 9–15 mo 3.65% · 16–30 mo 3.75% · 31–60 mo 4.05%

    Credit union · 10 branches

    86CD score#62 in California
  14. FedEx Employees Credit Association3–8 mo 4.00% · 9–15 mo 4.00% · 16–30 mo 3.50% · 31–60 mo 3.25%

    Credit union · 1 branch

    85CD score#64 in California
  15. Ventura County Credit Union3–8 mo 4.00% · 9–15 mo 3.75% · 16–30 mo 3.00% · 31–60 mo 3.75%

    Credit union · 8 branches

    85CD score#65 in California
  16. California Highway Patrol Credit Union3–8 mo 3.80% · 9–15 mo 3.95% · 16–30 mo 3.75% · 31–60 mo 3.75%

    Credit union · 1 branch

    85CD score#66 in California
  17. UNCLE Credit Union3–8 mo 3.65% · 9–15 mo 4.33% · 16–30 mo 3.00% · 31–60 mo 2.64%

    Credit union · 5 branches

    85CD score#67 in California
  18. University Credit Union3–8 mo 4.00% · 9–15 mo 4.00% · 16–30 mo 3.75% · 31–60 mo 1.70%

    Credit union · 3 branches

    85CD score#68 in California
  19. Eagle Community Credit Union3–8 mo 3.10% · 9–15 mo 3.65% · 16–30 mo 4.25% · 31–60 mo 3.30%

    Credit union · 6 branches

    85CD score#69 in California
  20. Farmers Insurance Federal Credit Union3–8 mo 4.00% · 9–15 mo 4.00% · 16–30 mo — · 31–60 mo 3.75%

    Credit union · 2 branches

    85CD score#69 in California
  21. Technicolor Federal Credit Union3–8 mo 4.00% · 9–15 mo 3.90% · 16–30 mo 3.55% · 31–60 mo 3.40%

    Credit union · 1 branch

    85CD score#71 in California
  22. Beach Cities Commercial Bank3–8 mo 3.50% · 9–15 mo 4.00% · 16–30 mo 3.95% · 31–60 mo 3.45%

    Bank · 2 branches

    84CD score#72 in California
  23. Exchange Bank3–8 mo 4.00% · 9–15 mo 4.00% · 16–30 mo 3.75% · 31–60 mo 0.45%

    Bank · 19 branches

    84CD score#73 in California
  24. South Bay Credit Union3–8 mo 3.55% · 9–15 mo 4.00% · 16–30 mo 3.65% · 31–60 mo 3.70%

    Credit union · 3 branches

    84CD score#74 in California
  25. UMB Bank3–8 mo 3.85% · 9–15 mo 4.25% · 16–30 mo 0.15% · 31–60 mo 0.25%

    Bank · 7 branches

    84CD score#75 in California

Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 199 of the 424 institutions with a branch in California have too few rates published or captured to score. Rankings are a preview, not awards.