Credit union · NCUA insured
FedEx Employees Credit Association CD Rates
FedEx Employees Credit Association’s best CD rate is 4.00% APY on a 6-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 15, 2026.
How FedEx Employees Credit Association’s CD rates compare
Compared with banks and credit unions near Memphis, TN-MS-AR, where FedEx Employees Credit Association has the most branches. $10,000, best rate first.
This credit union’s best
FedEx Employees Credit Association
4.00%APY
- Term
- 6 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $198
Share Certificate
Top rate
Paragon Bank
4.39%APY
- Term
- 13 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $476
2nd-highest rate
UT Federal Credit Union
4.25%APY
- Term
- 7 months
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000
- $246
FedEx Employees Credit Association CD score
85
CD score
Higher than 71% of U.S. banks and credit unions
- 3–8 months3–8 mo4.00%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo3.50%
- 31–60 months31–60 mo3.25%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where FedEx Employees Credit Association ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 4.00%APY · 6 terms
| Term | APY · Up to $50,000 | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months$50,000 & up (Dividends Paid Monthly) | — | 4.00% | —4.00% from $50k | — |
| 6 monthsUnder $50,000 (Dividends Paid at Maturity) | 4.00% | — | 4.00% | $198 |
| 12 months$50,000 & up (Dividends Paid Monthly) | — | 4.00% | —4.00% from $50k | — |
| 12 monthsUnder $50,000 (Dividends Paid at Maturity) | 4.00% | — | 4.00% | $400 |
| 24 months$50,000 & up (Dividends Paid Monthly) | — | 3.50% | —3.50% from $50k | — |
| 24 monthsUnder $50,000 (Dividends Paid at Maturity) | 3.50% | — | 3.50% | $712 |
| 36 months$50,000 & up (Dividends Paid Monthly) | — | 3.25% | —3.25% from $50k | — |
| 36 monthsUnder $50,000 (Dividends Paid at Maturity) | 3.25% | — | 3.25% | $1,007 |
| 48 months$50,000 & up (Dividends Paid Monthly) | — | 3.00% | —3.00% from $50k | — |
| 48 monthsUnder $50,000 (Dividends Paid at Maturity) | 3.00% | — | 3.00% | $1,255 |
| 60 months$50,000 & up (Dividends Paid Monthly) | — | 2.75% | —2.75% from $50k | — |
| 60 monthsUnder $50,000 (Dividends Paid at Maturity) | 2.75% | — | 2.75% | $1,453 |
Sources (1)
- fecca.com/account-services/rates · captured Oct 15, 2026
Who can join FedEx Employees Credit Association
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to FedEx employees.
- Membership is open to FedEx Office employees.
- Membership is open to FedEx retirees.
Family and household
- Membership is open to immediate family members (spouse, children, parents, siblings, grandparents, grandchildren) of FedEx employees.
- Membership is open to household members and roommates of FedEx employees.
Cost to join
- A $25.00 deposit is required to open a savings account.
Membership information collected October 5, 2026.