Credit union · NCUA insured
SRI Federal Credit Union
Top CarrotA $242.1M credit union headquartered in Menlo Park, CA, with 5,065 members and 2 branches in California. Best rates: CDs 4.00% and savings 1.60% APY.
SRI Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 83% of U.S. banks and credit unions
#17 of 71 in San Francisco, CA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About SRI Federal Credit Union
Founded in 1957 by seven SRI International employees, the credit union was created to pool savings and allow members to borrow from one another at competitive rates.
Democratically controlled and reinvested in its members, the credit union focuses on supporting innovators who are building a better future.
- Headquarters
- 333 Ravenswood Ave, Menlo Park, CA 94025
- NCUA charter
- 11872
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Allstate Research and Planning Center who work in Menlo Park, California are eligible for membership.
- Employees of the Alpine Hills Tennis & Swimming Club who work in Portola Valley, California are eligible for membership.
- Affiliates/members of Silicon Valley Chapter AUVSI (now Silicon Valley Autonomy Association, Inc) are eligible for membership.
- Members of the Palo Alto Association for Women in Science (AWIS) are eligible for membership.
- Employees of Boys and Girls Club of the Peninsula who work in Menlo Park, California are eligible for membership.
- Employees or affiliates of Sanchez Construction Services, Systems Electric, FAFCO Inc, EZDIA, Lockwood Hills, Intrinsyx Technologies Corporation, AFSS Jacobs, or Jacobs-ATOM are eligible for membership.
20 more ways to join
Employers and groups
- Employees of Cornerstone Research who work in Menlo Park, California are eligible for membership.
- Employees of SRI Federal Credit Union are eligible for membership.
- Members or associates of the Financial Fitness Association (FFA) are eligible for membership.
- Employees of Kepler's Books who work in or are paid from Menlo Park, California are eligible for membership.
- Employees or affiliates of Leone Advertising in Menlo Park, CA are eligible for membership.
- Employees of Millennium Imaging Solutions (formerly Banana Office Systems, Inc.) who work in Menlo Park, California are eligible for membership.
- Employees or affiliates of Bioceryx, Canvas Construction, Inc., Grabit, Inc., LeoLabs, Inc., Princeton Identity, Ravenswood Solutions, Strategic Business Insights, or SE/SM/C are eligible for membership.
- Employees or affiliates of PARC (Palo Alto Research Center) are eligible for membership.
- Employees or affiliates of QSecure, Inc. are eligible for membership.
- Persons retired as pensioners or annuitants from eligible employment groups are eligible for membership.
- Members of the SRI Alumni Association are eligible for membership.
- Employees of SRI International who work in or are paid from Menlo Park, California are eligible for membership.
- Employees of WSJ Properties who work in Palo Alto, California are eligible for membership.
Military, government and schools
- Employees or affiliates of California Geological Survey are eligible for membership.
- Employees or affiliates of GSA are eligible for membership.
- NASA Civil Servants, NASA Ames Union members, and NASA Exchange entities and employees are eligible for membership.
- USGS employees, retirees, contractors, and foreign exchange students based in Menlo and Moffett are eligible for membership.
- Employees of the Menlo Park Vet Center are eligible for membership.
Family and household
- Immediate family members and domestic partners of eligible members are eligible for membership.
Other ways
- Spouses of persons who died while within the field of membership of the credit union are eligible for membership.
Branches
2 branches in California
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California
2 branches
San Francisco area · 1
- Main OfficeMain office333 Ravenswood Ave, Menlo Park, CA 94025Directions
San Jose area · 1
- Menlo Survey Moffett Field Branch500 Severyns Ave, Bldg 3, Mountain View, CA 94035Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.74% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.17% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.86% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $95 | $76 | — |
- CapitalNet worth ratio12.74%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.17%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.86%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$95Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of SRI Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.