Credit union · NCUA insured
Eagle Community Credit Union
A $411.4M credit union headquartered in Foothill Ranch, CA, with 23,159 members and 6 branches in California. Best rates: CDs 4.25% and savings 0.50% APY.
Eagle Community Credit Union Carrot Score
81
Carrot Score
Higher than 55% of U.S. banks and credit unions
#68 of 128 in Los Angeles, CA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Eagle Community Credit Union
Established in 1937 as Orange County Postal Credit Union, Eagle Community Credit Union is a member-owned financial cooperative.
Headquartered in Lake Forest, California, the credit union serves individuals who live, work, worship, or study in Orange County and Riverside County.
- Headquarters
- 27042 Towne Centre Dr Ste 100, Foothill Ranch, CA 92610-2810
- NCUA charter
- 66847
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or studies in Orange County, California.
- Membership is open to individuals who live or work in Orange County or Riverside County.
Family and household
- Membership is open to family members (parents, grandparents, in-laws, siblings, aunts, uncles, nieces, nephews, cousins, children, grandchildren by blood, marriage, or adoption) and couples (including unmarried couples living together) of existing members.
Other ways
- Friends referred by existing members are eligible to join.
Cost to join
- Establishing and maintaining membership requires a share deposit of $5 into an Access Savings account.
Branches
6 branches in California
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California
6 branches
- CorporateMain office27042 Towne Centre Dr Ste 100, Foothill Ranch, CA 92610Directions
- Anaheim Branch2310A E Lincoln Ave, Anaheim, CA 92806Directions
- City of Industry Branch15421 E Gale Ave, City Of Industry, CA 91715Directions
- Garden Grove Branch12934 Harbor Blvd, Garden Grove, CA 92840Directions
- Lake Forest Branch24336 Rockfield Blvd, Lake Forest, CA 92630Directions
- Santa Ana Branch3101 W Sunflower Ave, Santa Ana, CA 92799Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.91% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.49% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.57% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $93 | $76 | — |
- CapitalNet worth ratio9.91%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.49%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.57%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$93Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Eagle Community Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.