Bank · FDIC insured
HAB Bank
A $2.8B bank headquartered in New York, NY, with 6 branches in 3 states. Best rates: CDs 4.50% and savings 0.60% APY.
HAB Bank Carrot Score
79
Carrot Score
Higher than 49% of U.S. banks and credit unions
#79 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About HAB Bank
- Headquarters
- 150 East 45th Street, New York, NY 10017
- FDIC certificate
- 25093 ↗
Branches
6 branches in 3 states
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New York
3 branches
- Habib American BankMain office150 East 45th Street, New York, NY 10017Directions
- Hicksville Branch421 S Broadway, Hicksville, NY 11801Directions
- Jackson Heights Branch7401 37th Ave, Jackson Heights, NY 11372Directions
California
2 branches
- Artesia Branch18300 Pioneer Blvd, Artesia, CA 90701Directions
- Los Angeles Branch928 S Broadway, Los Angeles, CA 90015Directions
New Jersey
1 branch
- Iselin Branch1585 Oak Tree Rd, Iselin, NJ 08830Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.49% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.73% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.99% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $79 | $88 | — |
- CapitalLeverage ratio8.49%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.73%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.99%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$79Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of HAB Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.