Credit union · NCUA insured
Schools Federal Credit Union
A $192.7M credit union headquartered in Torrance, CA, with 17,257 members and 2 branches in California. Best rates: CDs 4.04% and savings 0.90% APY.
Schools Federal Credit Union Carrot Score
85
Carrot Score
Higher than 68% of U.S. banks and credit unions
#51 of 128 in Los Angeles, CA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Schools Federal Credit Union
- Headquarters
- 20101 Hamilton Ave Ste 150, Torrance, CA 90502-1306
- NCUA charter
- 3526
Branches
2 branches in California
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California
2 branches
- South BayMain office20101 Hamilton Ave Ste 150, Torrance, CA 90502Directions
- Los Angeles850 W Cesar E Chavez Ave, Los Angeles, CA 90012Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.91% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.48% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.48% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $55 | $76 | — |
- CapitalNet worth ratio11.91%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.48%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.48%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$55Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Schools Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.