Credit union · NCUA insured
Ventura County Credit Union
A $1.5B credit union, the 341st largest of 4,329, headquartered in Ventura, CA, with 78,925 members and 8 branches in California. Best rates: CDs 4.00% and savings 0.10% APY.
Ventura County Credit Union Carrot Score
73
Carrot Score
Higher than 34% of U.S. banks and credit unions
#12 of 23 in Oxnard, CA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Ventura County Credit Union
- Headquarters
- 2575 Vista Del Mar Dr, Suite 100, Ventura, CA 93001
- NCUA charter
- 68458
Branches
8 branches in California
Loading map…
California
8 branches
- Camarillo Branch520 Arneill Rd, Camarillo, CA 93010Directions
- Moorpark Branch510 New Los Angeles Ave, Moorpark, CA 93021Directions
- Oxnard Branch2160 N Rose Ave, Oxnard, CA 93036Directions
- Riverpark Branch691 Town Center Dr, Oxnard, CA 93036Directions
- Port Hueneme Branch687 W Channel Islands Blvd, Port Hueneme, CA 93041Directions
- Simi Valley Branch2680 Tapo Canyon Rd, Simi Valley, CA 93063Directions
- Thousand Oaks Branch18 W Thousand Oaks Blvd, Thousand Oaks, CA 91360Directions
- Ventura Branch6026 Telephone Rd, Ventura, CA 93003Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.14% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 3.17% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 1.22% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $78 | $88 | — |
- CapitalNet worth ratio10.14%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late3.17%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets1.22%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$78Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Ventura County Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.