Credit union · Privately insured
California Highway Patrol Credit Union
A $404M credit union headquartered in Sacramento, CA, with 22,695 members and 1 branch in California. Best rates: CDs 3.95% APY.
California Highway Patrol Credit Union Carrot Score
83
Carrot Score
Higher than 62% of U.S. banks and credit unions
#19 of 50 in Riverside, CA metroHow the score works →
Deposits are privately insured, not by the federal government.
About California Highway Patrol Credit Union
Founded in 1969 to serve California Association of Highway Patrolmen employees and members, CAHP Credit Union expanded in the 1990s to include other law enforcement members through PORAC.
The credit union serves California peace officers, police officers, and their families.
- Headquarters
- 2843 Manlove Rd, Sacramento, CA 95826-3248
- NCUA charter
- 95071
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Eligibility is open to members/employees of CAHP (California Association of Highway Patrolmen).
- Eligibility is open to members of California Homicide Investigators Association (CHIA).
- Eligibility is open to members of California Narcotic Officers’ Association (CNOA).
- Eligibility is open to members of Peace Officers Research Association of California (PORAC).
- Eligibility is open to members of Riverside Sheriffs’ Association (RSA).
- Eligibility is open to members of Sacramento County Deputy Sheriffs’ Association (SCDSA).
3 more ways to join
Military, government and schools
- Eligibility is open to members of The Association of Special Agents – Department of Justice (ASA-DOJ).
- Eligibility is open to those affiliated with California Department of Forestry and Fire Protection (CalFire).
- Eligibility is open to those affiliated with California Highway Patrol (CHP).
Branches
1 branch in California
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California
1 branch
- Southern Branch9471 Pittsburgh Ave, Rancho Cucamonga, CA 91730Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.89% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.10% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.75% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $75 | $76 | — |
- CapitalNet worth ratio8.89%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.10%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.75%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$75Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of California Highway Patrol Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.