Credit union · NCUA insured
POPA Federal Credit Union CD Rates
Top CarrotPOPA Federal Credit Union’s best CD rate is 4.05% APY on an 18-month share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 16, 2026.
How POPA Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Los Angeles, CA, where POPA Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
POPA Federal Credit Union
4.00%APY
- Term
- 11 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $366
Promotional Share Certificate
Top rate
Schools Federal Credit Union
5.90%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $590
2nd-highest rate
LA Healthcare FCU
4.86%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $486
POPA Federal Credit Union CD score
86
CD score
Higher than 73% of U.S. banks and credit unions
- 3–8 months3–8 mo2.75%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo3.90%
- 31–60 months31–60 mo3.90%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where POPA Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.90%APY · 5 terms
Minimum opening deposit of $1,000.00. Early withdrawal penalties may apply.
| Term | APY · $1,000 – $25,000 | APY · $1,000 – $10,000 | APY · $10,000 – $50,000 | APY · $25,000 – $50,000 | APY · $50,000 and up | APY · $50,000 – $90,000 | APY · $90,000 – $200,000 | APY · $200,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|---|---|---|---|
| 6 monthsEarly withdrawals are subject to penalties | 2.75% | — | — | 2.80% | 2.90% | — | — | — | 2.75%2.80% $25k–$50k2.90% from $50k | $137 |
| 12 monthsEarly withdrawals are subject to penalties | — | 3.50% | 3.55% | — | — | 3.60% | 3.65% | 3.70% | 3.55%3.50% $1k–$10k3.60% $50k–$90k3.65% $90k–$200k3.70% from $200k | $355 |
| 18 monthsEarly withdrawals are subject to penalties | — | 3.85% | 3.90% | — | — | 3.95% | 4.00% | 4.05% | 3.90%3.85% $1k–$10k3.95% $50k–$90k4.00% $90k–$200k4.05% from $200k | $591 |
| 24 monthsEarly withdrawals are subject to penalties | — | 3.85% | 3.90% | — | — | 3.95% | 4.00% | 4.05% | 3.90%3.85% $1k–$10k3.95% $50k–$90k4.00% $90k–$200k4.05% from $200k | $795 |
| 36 monthsEarly withdrawals are subject to penalties | — | 3.85% | 3.90% | — | — | 3.95% | 4.00% | 4.05% | 3.90%3.85% $1k–$10k3.95% $50k–$90k4.00% $90k–$200k4.05% from $200k | $1,216 |
Sources (2)
All captured Oct 6, 2026
Promotional Share Certificate
4.00%APY · 1 term
Membership is required. Early withdrawals are subject to penalties and may reduce earnings. Limited time offer.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 11 monthsLimited time offer. Early withdrawals are subject to penalties and may reduce earnings. Full relationship benefits (e.g., direct deposit of $250 minimum or automatic payment) can earn a 0.10% APY increase on a new share certificate | 4.00% | $366 |
Special-purpose accounts
Roth & Traditional IRA Share Certificates
3.90%APY · 2 terms
Minimum opening deposit of $1,000.00. Available in 24 and 36 month terms. Dividends are credited and compounded to the certificate monthly. Automatically renews at maturity unless indicated otherwise. Early withdrawal penalties may apply.
| Term | APY · $1,000 – $10,000 | APY · $10,000 – $50,000 | APY · $50,000 – $90,000 | APY · $90,000 – $200,000 | APY · $200,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|---|
| 24 monthsEarly withdrawals are subject to penalties | 3.85% | 3.90% | 3.95% | 4.00% | 4.05% | 3.90%3.85% $1k–$10k3.95% $50k–$90k4.00% $90k–$200k4.05% from $200k | $795 |
| 36 monthsEarly withdrawals are subject to penalties | 3.85% | 3.90% | 3.95% | 4.00% | 4.05% | 3.90%3.85% $1k–$10k3.95% $50k–$90k4.00% $90k–$200k4.05% from $200k | $1,216 |
Sources (2)
All captured Oct 6, 2026
Who can join POPA Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.