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Credit union · NCUA insured

SRI Federal Credit Union CD Rates

Top Carrot, Carrot Score 88Top Carrot

SRI Federal Credit Union’s best CD rate is 4.00% APY on a 1-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.

How SRI Federal Credit Union’s CD rates compare

Compared with banks and credit unions near San Francisco, CA, where SRI Federal Credit Union has the most branches. $10,000, best rate first.

  • Top Carrot, Carrot Score 88

    This credit union’s best

    SRI Federal Credit Union

    4.00%APY

    Term
    12 months
    Requires
    None
    Minimum
    $1,000
    Earns on $10,000
    $400

    Regular Certificate

  • Top Carrot, Carrot Score 91

    Top rate

    Stanford Federal Credit Union

    4.75%APY

    Term
    60 months
    Requires
    Another account
    Minimum
    $100
    Earns on $10,000
    $2,612

    Stanford Federal Credit Union rates

  • 2nd-highest rate

    HSBC USA

    4.60%APY

    Term
    24 months
    Requires
    Another account
    Minimum
    $1,000
    Earns on $10,000
    $941

    HSBC USA rates

Compare CD rates near you →

SRI Federal Credit Union CD score

87

CD score

Higher than 76% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo3.70%
  • 9–15 months9–15 mo4.00%
  • 16–30 months16–30 mo4.00%
  • 31–60 months31–60 mo3.75%
  • QualifiedQualified4.00%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where SRI Federal Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join SRI Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Employees of Allstate Research and Planning Center who work in Menlo Park, California are eligible for membership.
  • Employees of the Alpine Hills Tennis & Swimming Club who work in Portola Valley, California are eligible for membership.
  • Affiliates/members of Silicon Valley Chapter AUVSI (now Silicon Valley Autonomy Association, Inc) are eligible for membership.
  • Members of the Palo Alto Association for Women in Science (AWIS) are eligible for membership.
  • Employees of Boys and Girls Club of the Peninsula who work in Menlo Park, California are eligible for membership.
  • Employees or affiliates of Sanchez Construction Services, Systems Electric, FAFCO Inc, EZDIA, Lockwood Hills, Intrinsyx Technologies Corporation, AFSS Jacobs, or Jacobs-ATOM are eligible for membership.
20 more ways to join

Employers and groups

  • Employees of Cornerstone Research who work in Menlo Park, California are eligible for membership.
  • Employees of SRI Federal Credit Union are eligible for membership.
  • Members or associates of the Financial Fitness Association (FFA) are eligible for membership.
  • Employees of Kepler's Books who work in or are paid from Menlo Park, California are eligible for membership.
  • Employees or affiliates of Leone Advertising in Menlo Park, CA are eligible for membership.
  • Employees of Millennium Imaging Solutions (formerly Banana Office Systems, Inc.) who work in Menlo Park, California are eligible for membership.
  • Employees or affiliates of Bioceryx, Canvas Construction, Inc., Grabit, Inc., LeoLabs, Inc., Princeton Identity, Ravenswood Solutions, Strategic Business Insights, or SE/SM/C are eligible for membership.
  • Employees or affiliates of PARC (Palo Alto Research Center) are eligible for membership.
  • Employees or affiliates of QSecure, Inc. are eligible for membership.
  • Persons retired as pensioners or annuitants from eligible employment groups are eligible for membership.
  • Members of the SRI Alumni Association are eligible for membership.
  • Employees of SRI International who work in or are paid from Menlo Park, California are eligible for membership.
  • Employees of WSJ Properties who work in Palo Alto, California are eligible for membership.

Military, government and schools

  • Employees or affiliates of California Geological Survey are eligible for membership.
  • Employees or affiliates of GSA are eligible for membership.
  • NASA Civil Servants, NASA Ames Union members, and NASA Exchange entities and employees are eligible for membership.
  • USGS employees, retirees, contractors, and foreign exchange students based in Menlo and Moffett are eligible for membership.
  • Employees of the Menlo Park Vet Center are eligible for membership.

Family and household

  • Immediate family members and domestic partners of eligible members are eligible for membership.

Other ways

  • Spouses of persons who died while within the field of membership of the credit union are eligible for membership.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
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