Credit union · NCUA insured
University Credit Union
Top CarrotA $1.2B credit union, the 414th largest of 4,329, headquartered in Los Angeles, CA, with 60,510 members and 4 branches in 2 states. Best rates: CDs 4.00% and savings 2.75% APY.
University Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 90% of U.S. banks and credit unions
#17 of 128 in Los Angeles, CA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About University Credit Union
Founded in 1951 on UCLA's campus by UC employees as an alternative to for-profit banks, University Credit Union is a member-owned financial cooperative.
Headquartered in Los Angeles, California, the credit union is dedicated to serving and giving the university community a financial advantage nationwide.
- Headquarters
- 1500 S Sepulveda Blvd, Los Angeles, CA 90025
- NCUA charter
- 64171
Branches
4 branches in 2 states
Loading map…
California
3 branches
- Westwood HQMain office1500 S Sepulveda Blvd, Los Angeles, CA 90025Directions
- UCLA Advisory CenterAckerman Union, A - Level, Los Angeles, CA 90095Directions
- Westwood Advisory Center1500 S Sepulveda Blvd, Los Angeles, CA 90025Directions
Texas
1 branch
- ACU Banking Hub701 College Dr, Abilene, TX 79601Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.73% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 1.45% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.03% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $101 | $88 | — |
- CapitalNet worth ratio8.73%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late1.45%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.03%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$101Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of University Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.