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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in St. Louis, MO-IL metro

Showing 1–25 of 78 scored for CDs

  1. Members 1st Credit Union3–8 mo 4.58% · 9–15 mo 4.84% · 16–30 mo 4.58% · 31–60 mo 4.58%

    Credit union · 2 branches

    99CD score#1 in St. Louis, MO-IL metro
  2. National Police FCU3–8 mo 4.24% · 9–15 mo 4.39% · 16–30 mo 4.55% · 31–60 mo 4.71%

    Credit union · 1 branch

    99CD score#2 in St. Louis, MO-IL metro
  3. FMB3–8 mo 4.60% · 9–15 mo 4.60% · 16–30 mo 4.60% · 31–60 mo 2.50%

    Bank · 4 branches

    95CD score#3 in St. Louis, MO-IL metro
  4. 1st MidAmerica Credit Union3–8 mo 4.00% · 9–15 mo 4.32% · 16–30 mo 3.55% · 31–60 mo 4.58%

    Credit union · 8 branches

    94CD score#4 in St. Louis, MO-IL metro
  5. Heritage Community Bank3–8 mo 4.10% · 9–15 mo 4.15% · 16–30 mo 4.25% · 31–60 mo 4.25%

    Bank · 4 branches

    94CD score#5 in St. Louis, MO-IL metro
  6. Bank of Washington3–8 mo 3.95% · 9–15 mo 4.05% · 16–30 mo 4.25% · 31–60 mo 4.45%

    Bank · 7 branches

    94CD score#6 in St. Louis, MO-IL metro
  7. Sullivan Bank3–8 mo 4.00% · 9–15 mo 4.10% · 16–30 mo 4.20% · 31–60 mo 4.30%

    Bank · 6 branches

    93CD score#7 in St. Louis, MO-IL metro
  8. Academy Bank3–8 mo 1.15% · 9–15 mo 4.30% · 16–30 mo 4.40% · 31–60 mo 3.51%

    Bank · 3 branches

    91CD score#8 in St. Louis, MO-IL metro
  9. First Federal Savings Bank of Mascoutah3–8 mo 3.75% · 9–15 mo 4.01% · 16–30 mo 4.11% · 31–60 mo 4.27%

    Bank · 3 branches

    90CD score#9 in St. Louis, MO-IL metro
  10. FCB Banks3–8 mo 4.10% · 9–15 mo 4.15% · 16–30 mo 2.90% · 31–60 mo 4.30%

    Bank · 17 branches

    89CD score#10 in St. Louis, MO-IL metro
  11. Lindell Bank3–8 mo 4.25% · 9–15 mo 4.25% · 16–30 mo 3.50% · 31–60 mo 3.00%

    Bank · 15 branches

    89CD score#11 in St. Louis, MO-IL metro
  12. First Bank3–8 mo 4.05% · 9–15 mo 4.20% · 16–30 mo 3.80% · 31–60 mo 3.51%

    Bank · 29 branches

    89CD score#12 in St. Louis, MO-IL metro
  13. CIBC Bank USA3–8 mo 4.00% · 9–15 mo 4.35% · 16–30 mo 4.15% · 31–60 mo —

    Bank · 1 branch

    89CD score#13 in St. Louis, MO-IL metro
  14. United Bank of Union3–8 mo 4.00% · 9–15 mo 4.05% · 16–30 mo 4.10% · 31–60 mo 4.00%

    Bank · 3 branches

    89CD score#14 in St. Louis, MO-IL metro
  15. Commercial Bank3–8 mo 3.80% · 9–15 mo 4.11% · 16–30 mo 4.16% · 31–60 mo 3.29%

    Bank · 4 branches

    89CD score#15 in St. Louis, MO-IL metro
  16. CommunityAmerica Credit Union3–8 mo 3.85% · 9–15 mo 4.00% · 16–30 mo 4.10% · 31–60 mo 3.95%

    Credit union · 8 branches

    88CD score#16 in St. Louis, MO-IL metro
  17. Alliance Credit Union3–8 mo 2.70% · 9–15 mo 4.06% · 16–30 mo 4.21% · 31–60 mo 3.80%

    Credit union · 6 branches

    88CD score#17 in St. Louis, MO-IL metro
  18. Associated Bank3–8 mo 4.25% · 9–15 mo 4.40% · 16–30 mo 1.00% · 31–60 mo 0.10%

    Bank · 8 branches

    88CD score#17 in St. Louis, MO-IL metro
  19. Navy Federal Credit Union3–8 mo 1.50% · 9–15 mo 4.05% · 16–30 mo 4.10% · 31–60 mo 4.10%

    Credit union · 2 branches

    88CD score#17 in St. Louis, MO-IL metro
  20. Alltru Credit Union3–8 mo 4.15% · 9–15 mo 4.26% · 16–30 mo 2.05% · 31–60 mo 2.05%

    Credit union · 5 branches

    88CD score#20 in St. Louis, MO-IL metro
  21. Midwest Members Credit Union3–8 mo 4.00% · 9–15 mo 4.05% · 16–30 mo 4.15% · 31–60 mo 2.17%

    Credit union · 3 branches

    88CD score#21 in St. Louis, MO-IL metro
  22. Neighbors Credit Union3–8 mo 4.15% · 9–15 mo 4.15% · 16–30 mo 3.00% · 31–60 mo 3.00%

    Credit union · 8 branches

    88CD score#22 in St. Louis, MO-IL metro
  23. State Bank3–8 mo 3.50% · 9–15 mo 4.25% · 16–30 mo 3.80% · 31–60 mo 3.65%

    Bank · 5 branches

    88CD score#23 in St. Louis, MO-IL metro
  24. Citizens Bank3–8 mo 4.05% · 9–15 mo 3.55% · 16–30 mo 4.20% · 31–60 mo 0.85%

    Bank · 4 branches

    87CD score#24 in St. Louis, MO-IL metro
  25. New Frontier Bank3–8 mo 3.85% · 9–15 mo 3.96% · 16–30 mo 4.01% · 31–60 mo 3.80%

    Bank · 3 branches

    87CD score#25 in St. Louis, MO-IL metro

Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 65 of the 143 institutions with a branch in St. Louis, MO-IL metro have too few rates published or captured to score. Rankings are a preview, not awards.