Bank · FDIC insured
First Federal Savings Bank of Mascoutah CD Rates
Top CarrotFirst Federal Savings Bank of Mascoutah’s best CD rate is 4.27% APY on a 5-year CD. Terms run from 3 months to 7 years. Rates checked October 16, 2026.
How First Federal Savings Bank of Mascoutah’s CD rates compare
Compared with banks and credit unions near St. Louis, MO-IL, where First Federal Savings Bank of Mascoutah has the most branches. $10,000, best rate first.
This bank’s best
First Federal Savings Bank of Mascoutah
4.27%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,325
Certificate of Deposits
Top rate
De Soto Mo Pac Credit Union
5.09%APY
- Term
- 12 months
- Minimum
- $5,000
- Earns on $10,000
- $509
2nd-highest rate
Paramount Bank
5.00%APY
- Term
- 11 months
- Minimum
- $1,000
- Earns on $10,000
- $457
First Federal Savings Bank of Mascoutah CD score
90
CD score
Higher than 91% of U.S. banks and credit unions
- 3–8 months3–8 mo3.75%
- 9–15 months9–15 mo4.01%
- 16–30 months16–30 mo4.11%
- 31–60 months31–60 mo4.27%
- QualifiedQualified4.27%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Federal Savings Bank of Mascoutah ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposits
Up to 4.27%APY · 13 terms
An early withdrawal penalty may apply. APY shown is paid on the entire balance in the account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months91 Day CD. Compounding frequency: Paid at Maturity. Early withdrawal penalty: 90 days of Interest | 1.25% | $31 |
| 6 months6 Months CD. Compounding frequency: Paid at Maturity. Early withdrawal penalty: 90 days of Interest | 3.75% | $186 |
| 9 months9 Months CD. Compounding frequency: Paid at Maturity. Early withdrawal penalty: 90 days of Interest | 3.75% | $280 |
| 12 months12 Months CD. Compounding frequency: Quarterly. Early withdrawal penalty: 182 days of Interest | 4.01% | $401 |
| 18 months18 Months CD. Compounding frequency: Quarterly. Early withdrawal penalty: 182 days of Interest | 4.06% | $615 |
| 21 months21 Months CD. Compounding frequency: Quarterly. Early withdrawal penalty: 182 days of Interest | 2.42% | $427 |
| 24 months24 Months CD. Compounding frequency: Quarterly. Early withdrawal penalty: 182 days of Interest | 4.06% | $828 |
| 30 months30 Months CD. Compounding frequency: Quarterly. Early withdrawal penalty: 182 days of Interest | 4.11% | $1,059 |
| 36 months36 Months CD. Compounding frequency: Quarterly. Early withdrawal penalty: 182 days of Interest | 4.16% | $1,301 |
| 48 months48 Months CD. Compounding frequency: Quarterly. Early withdrawal penalty: 182 days of Interest | 4.22% | $1,798 |
| 60 months60 Months CD. Compounding frequency: Quarterly. Early withdrawal penalty: 273 days of Interest | 4.27% | $2,325 |
| 72 months72 Months CD. Compounding frequency: Quarterly. Early withdrawal penalty: 273 days of Interest | 4.27% | $2,852 |
| 84 months84 Months CD. Compounding frequency: Quarterly. Early withdrawal penalty: 273 days of Interest | 4.27% | $3,400 |
Sources (2)
- firstfederalmascoutah.com/depo…/certificate-of-deposits
- firstfederalmascoutah.com/deposit-accounts/current-rates
All captured Oct 16, 2026
Special-purpose accounts
IRA Certificate of Deposits
Up to 4.27%APY · 13 terms
An early withdrawal penalty may apply. APY shown is paid on the entire balance in the account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months91 Day IRA CD. Compounding frequency: Paid at Maturity. Early withdrawal penalty: 90 days of Interest | 1.25% | $31 |
| 6 months6 Months IRA CD. Compounding frequency: Paid at Maturity. Early withdrawal penalty: 90 days of Interest | 3.75% | $186 |
| 9 months9 Months IRA CD. Compounding frequency: Paid at Maturity. Early withdrawal penalty: 90 days of Interest | 3.75% | $280 |
| 12 months12 Months IRA CD. Compounding frequency: Quarterly. Early withdrawal penalty: 182 days of Interest | 4.01% | $401 |
| 18 months18 Months IRA CD. Compounding frequency: Quarterly. Early withdrawal penalty: 182 days of Interest | 4.06% | $615 |
| 21 months21 Months IRA CD. Compounding frequency: Quarterly. Early withdrawal penalty: 182 days of Interest | 2.42% | $427 |
| 24 months24 Months IRA CD. Compounding frequency: Quarterly. Early withdrawal penalty: 182 days of Interest | 4.06% | $828 |
| 30 months30 Months IRA CD. Compounding frequency: Quarterly. Early withdrawal penalty: 182 days of Interest | 4.11% | $1,059 |
| 36 months36 Months IRA CD. Compounding frequency: Quarterly. Early withdrawal penalty: 182 days of Interest | 4.16% | $1,301 |
| 48 months48 Months IRA CD. Compounding frequency: Quarterly. Early withdrawal penalty: 182 days of Interest | 4.22% | $1,798 |
| 60 months60 Months IRA CD. Compounding frequency: Quarterly. Early withdrawal penalty: 273 days of Interest | 4.27% | $2,325 |
| 72 months72 Months IRA CD. Compounding frequency: Quarterly. Early withdrawal penalty: 273 days of Interest | 4.27% | $2,852 |
| 84 months84 Months IRA CD. Compounding frequency: Quarterly. Early withdrawal penalty: 273 days of Interest | 4.27% | $3,400 |
Sources (2)
- firstfederalmascoutah.com/deposit-accounts/current-rates
- firstfederalmascoutah.com/deposit-accounts/iras
All captured Oct 16, 2026
Opening an account
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