Credit union · NCUA insured
National Police FCU CD Rates
Top CarrotNational Police FCU’s best CD rate is 4.71% APY on a 3-year share certificate (CD). Terms run from 3 months to 3 years. Rates checked October 16, 2026.
How National Police FCU’s CD rates compare
Compared with banks and credit unions near Chicago, IL-IN, where National Police FCU has the most branches. $10,000, best rate first.
This credit union’s best
National Police FCU
4.71%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,481
Share Certificates
Top rate
Vicinity Credit Union
5.15%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $559
2nd-highest rate
Whiting Refinery Federal Credit Union
5.12%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,836
National Police FCU CD score
99
CD score
Higher than 99% of U.S. banks and credit unions
- 3–8 months3–8 mo4.24%
- 9–15 months9–15 mo4.39%
- 16–30 months16–30 mo4.55%
- 31–60 months31–60 mo4.71%
- QualifiedQualified4.71%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where National Police FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 4.71%APY · 5 terms
Must be registered for Online Banking or book an appointment to apply in person. Safe, secure savings for First Responders.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 4.08% | $100 |
| 6 months | 4.24% | $210 |
| 12 months | 4.39% | $439 |
| 24 months | 4.55% | $931 |
| 36 months | 4.71% | $1,481 |
Sources (2)
All captured Oct 6, 2026
Special-purpose accounts
IRA Certificates
Up to 5.02%APY · 3 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsMinimum initial deposit $1,000 for Traditional and Roth IRA Certificates, $500 for Educational IRA Certificates. Dividends compounded daily and paid quarterly | 4.60% | $460 |
| 24 monthsMinimum initial deposit $1,000 for Traditional and Roth IRA Certificates, $500 for Educational IRA Certificates. Dividends compounded daily and paid quarterly | 4.81% | $985 |
| 36 monthsMinimum initial deposit $1,000 for Traditional and Roth IRA Certificates, $500 for Educational IRA Certificates. Dividends compounded daily and paid quarterly | 5.02% | $1,583 |
Sources (1)
- nationalpolicefcu.com/resources/rates · captured Oct 6, 2026
Who can join National Police FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Active dues paying members of any Fraternal Order of Police Lodge are eligible for membership.
Military, government and schools
- Active or retired First Responders are eligible for membership.
- Active or retired civilian employees of eligible departments or associations qualify for membership.
Family and household
- Family members or members of household of eligible individuals qualify for membership.
Membership information collected October 5, 2026.