Credit union · NCUA insured
Alliance Credit Union
Top CarrotA $422M credit union headquartered in Fenton, MO, with 20,852 members and 6 branches in Missouri. Best rates: CDs 4.21% and savings 2.20% APY.
Alliance Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 83% of U.S. banks and credit unions
#16 of 79 in St. Louis, MO-IL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Alliance Credit Union
Alliance Credit Union serves communities throughout Greater St. Louis and completed a merger with P&G St. Louis Employees Credit Union in October 2024.
- Headquarters
- 1280 S Highway Dr, Fenton, MO 63026-1913
- NCUA charter
- 63789
Branches
6 branches in Missouri
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Missouri
6 branches
- Administrative Center & BranchMain office1280 S Highway Dr, Fenton, MO 63026Directions
- Hazelwood Branch6250 Howdershell Rd, Hazelwood, MO 63042Directions
- Jennings Branch8013 W Florissant Ave, Jennings, MO 63136Directions
- O'Fallon Branch1051 Highway K, O'Fallon, MO 63366Directions
- Fyler Branch5530 Fyler Ave, St. Louis, MO 63139Directions
- Wentzville Branch12450 Veterans Memorial Pkwy, Wentzville, MO 63385Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.74% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.69% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.70% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $107 | $76 | — |
- CapitalNet worth ratio11.74%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.69%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.70%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$107Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Alliance Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.