Credit union · NCUA insured
Alltru Credit Union
A $403.1M credit union headquartered in Wentzville, MO, with 40,441 members and 5 branches in Missouri. Best rates: CDs 4.26% and savings 0.05% APY.
Alltru Credit Union Carrot Score
82
Carrot Score
Higher than 60% of U.S. banks and credit unions
#34 of 79 in St. Louis, MO-IL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Alltru Credit Union
Founded in 1968 as McDonnell Douglas Credit Union, Alltru Credit Union is a member-owned financial cooperative.
Formerly known as 1st Financial Federal Credit Union until renaming in 2020, it is certified as a Community Development Financial Institution.
- Headquarters
- 1232 Wentzville Pkwy, Wentzville, MO 63385-3868
- NCUA charter
- 24774
Branches
5 branches in Missouri
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Missouri
5 branches
- Main OfficeMain office1232 Wentzville Pkwy, Wentzville, MO 63385Directions
- Florissant3240 N Highway 67, Florissant, MO 63033Directions
- Hazelwood5916 N Lindbergh Blvd, Hazelwood, MO 63042Directions
- St. Charles1721 Zumbehl Rd, St. Charles, MO 63303Directions
- Downtown1407 Washington Ave, St. Louis, MO 63103Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.43% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 2.38% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.21% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $90 | $76 | — |
- CapitalNet worth ratio9.43%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late2.38%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.21%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$90Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Alltru Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.