Bank · FDIC insured
New Frontier Bank
A $175.7M bank headquartered in St. Charles, MO, with 3 branches in Missouri. Best rates: CDs 4.01% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. Savings: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- CDs874.01%for 16–30 monthsCD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About New Frontier Bank
Founded in 1999 by St. Charles County residents, New Frontier Bank was established to provide a personal community banking option for the local community.
The bank operates three locations and focuses on providing financial services for small businesses and professionals in the St. Charles County area.
- Headquarters
- 1771 Zumbehl Rd, St. Charles, MO 63303
- FDIC certificate
- 35597 ↗
Branches
3 branches in Missouri
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Missouri
3 branches
- New Frontier BankMain office1771 Zumbehl Rd, St. Charles, MO 63303Directions
- Lake St. Louis Branch100 Ridgeway Cove Ln., Lake St. Louis, MO 63367Directions
- Elm Branch3773 Elm St, St. Charles, MO 63301Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.25% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.00% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.02% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $85 | $81 | — |
- CapitalLeverage ratio9.25%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.00%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.02%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$85Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of New Frontier Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.