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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in St. Louis, MO-IL metro

  1. De Soto Mo Pac Credit UnionCertificate of DepositCD · 12 months · $5,000 min

    Credit union · 1 branch

    5.09%APY$509 over 1 year on $10,000
  2. Paramount BankCertificate of DepositCD · 11 months · $1,000 min

    Bank · 1 branch

    5.00%APY$457 over 11 months on $10,000intro rate
  3. Bank of Franklin CountyCertificates of DepositCD · 18 months

    Bank · 6 branches

    5.00%APY$759 over 18 months on $10,000with conditions
  4. Top Carrot, Carrot Score 93
    Members 1st Credit Union75th Anniversary CD SpecialCD · 12 months · $7,500 min

    Credit union · 2 branches

    4.84%APY$484 over 1 year on $10,000intro rate
  5. Top Carrot, Carrot Score 87
    National Police FCUShare CertificatesCD · 36 months · $500 min

    Credit union · 1 branch

    4.71%APY$1,481 over 36 months on $10,000
  6. FMBCertificates of DepositCD · 5 months · $500 min

    Bank · 4 branches

    4.60%APY$189 over 5 months on $10,000
  7. Top Carrot, Carrot Score 95
    1st MidAmerica Credit UnionShare CertificatesCD · 35 months · $1,000 min

    Credit union · 8 branches

    4.58%APY$1,395 over 35 months on $10,000intro rate
  8. De Soto Mo Pac Credit UnionShare CertificatesCD · 12 months

    Credit union · 1 branch

    4.57%APY$457 over 1 year on $10,000
  9. Together Credit UnionCertificate of Deposit (CD)CD · 11 months · $1,000 min

    Credit union · 14 branches

    4.50%APY$412 over 11 months on $10,000
  10. Top Carrot, Carrot Score 91
    Bank of WashingtonCertificate of DepositCD · 60 months · $500 min

    Bank · 7 branches

    4.45%APY$2,432 over 60 months on $10,000
  11. Associated BankStandard Term CDCD · 13 months · $5,000 min

    Bank · 8 branches

    4.40%APY$478 over 13 months on $10,000
  12. Academy BankCertificate of DepositCD · 18 months · $500 min

    Bank · 3 branches

    4.40%APY$667 over 18 months on $10,000
  13. Century Credit UnionCertificate of DepositCD · 7 months · $1,000 min

    Credit union · 2 branches

    4.35%APY$251 over 7 months on $10,000with conditions
  14. Top Carrot, Carrot Score 93
    CIBC Bank USACIBC Agility Certificate of Deposit (CD)CD · 12 months · $1,000 min

    Bank · 1 branch

    4.35%APY$435 over 1 year on $10,000
  15. Top Carrot, Carrot Score 89
    FCB BanksCertificate of Deposit SpecialsCD · 71 months · $1,000 min

    Bank · 17 branches

    4.35%APY$2,865 over 71 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in St. Louis, MO-IL metro

1,015 CDs at 86 banks and credit unions · checked Oct 16–22

Typical
3.05%
Top 10% from
4.10%
Banks, typical
2.75%
Credit unions, typical
3.36%

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St. Louis, MO-IL metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. First Community Credit UnionCredit union · 42 branches
  2. 1st MidAmerica Credit UnionCredit union · 8 branches
  3. FRB Federal Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate